Harmonized Euro area rates: Loans, Over 5 years New Business, House in Finland
Finland: Harmonized Euro area rates: Loans, Over 5 years New Business, House was 3.93 in 2024. ◆ Volatile
Harmonized Euro area rates: Loans, Over 5 years New Business, House in Finland, 2003–2024
Source: International Monetary Fund.
Analysis
In 2024, harmonized euro area rates: loans, over 5 years new business, house in Finland stood at 3.93.
That represents a change of up 18.7% on the previous year and up 164.0% over ten years.
Over the whole period, harmonized euro area rates: loans, over 5 years new business, house in Finland peaked at 5.18 in 2008 and was at its lowest, 0.8025, in 2021.
Finland ranks 8th of 23 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Harmonized Euro area rates: Loans, Over 5 years New Business, House in Finland, year by year
| Year | Value | Change |
|---|---|---|
| 2003 | 3.96 | — |
| 2004 | 3.42 | -13.5% |
| 2005 | 3.27 | -4.4% |
| 2006 | 3.69 | +12.8% |
| 2007 | 4.7 | +27.4% |
| 2008 | 5.18 | +10.3% |
| 2009 | 2.93 | -43.4% |
| 2010 | 1.98 | -32.5% |
| 2011 | 2.34 | +18.0% |
| 2012 | 2.05 | -12.2% |
| 2013 | 1.49 | -27.5% |
| 2014 | 1.49 | +0.2% |
| 2015 | 1.32 | -11.4% |
| 2016 | 1.13 | -14.3% |
| 2017 | 1.04 | -8.3% |
| 2018 | 0.99 | -4.6% |
| 2019 | 0.9442 | -4.6% |
| 2020 | 0.8717 | -7.7% |
| 2021 | 0.8025 | -7.9% |
| 2022 | 1.14 | +41.7% |
| 2023 | 3.31 | +191.4% |
| 2024 | 3.93 | +18.7% |
Finland compared with similar countries
- Finland's 3.93 is above the median for Europe & Central Asia, which is 3.31, 1.2× the median. (22 countries reporting)
- Finland's 3.93 is above the median for high income countries, which is 3.22, 1.2× the median. (23 countries reporting)
Biggest year-on-year movements
Years where Harmonized Euro area rates: Loans, Over 5 years New Business, House in Finland changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2023 | +191.4% | 1.14 | 3.31 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.88 | 2.93 | 5.18 | 7 |
| 2010s | 1.48 | 0.9442 | 2.34 | 10 |
| 2020s | 2.01 | 0.8025 | 3.93 | 5 |
Countries ranked near Finland
More financial sector data for Finland
- Reserve position in the IMF, US dollar, annual growth rate 7.97 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 151.59 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 2.82 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 110.69 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 7.97 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 151.59 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 2.82 % change on previous year (2025)
Frequently asked questions
- What is harmonized euro area rates: loans, over 5 years new business, house in Finland?
- Harmonized euro area rates: loans, over 5 years new business, house in Finland was 3.93 in 2024, according to International Monetary Fund.
- What is the highest harmonized euro area rates: loans, over 5 years new business, house recorded in Finland?
- The highest recorded value was 5.18 in 2008.
- What is the lowest harmonized euro area rates: loans, over 5 years new business, house recorded in Finland?
- The lowest recorded value was 0.8025 in 2021.
- How does Finland rank for harmonized euro area rates: loans, over 5 years new business, house?
- Finland ranks 8th out of 23 countries with data for 2024.
- Is harmonized euro area rates: loans, over 5 years new business, house rising or falling in Finland?
- Over the last ten years it is up 164.0%. The long-run trend across the full record is volatile.
- Where does this Finland data come from?
- The figures come from International Monetary Fund, published as part of Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.