Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Albania
Albania: Household Sector Loan Accounts with Commercial Banks per 1,000 Adults was 212.76 in 2025. ▲ Rising
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Albania, 2016–2025
Source: International Monetary Fund.
Analysis
In 2025, household sector loan accounts with commercial banks per 1,000 adults in Albania stood at 212.76. That is the highest value across all 10 years on record.
Compared with earlier readings it is up 7.0% on the previous year and up 20.9% over ten years.
Over the whole period, household sector loan accounts with commercial banks per 1,000 adults in Albania peaked at 212.76 in 2025 and was at its lowest, 166.13, in 2017.
That places Albania 62nd out of 98 countries with data for 2025, putting it in the middle of the range.
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Albania, year by year
| Year | Value | Change |
|---|---|---|
| 2016 | 176.02 | — |
| 2017 | 166.13 | -5.6% |
| 2018 | 168.71 | +1.6% |
| 2019 | 176.52 | +4.6% |
| 2020 | 189.02 | +7.1% |
| 2021 | 206.14 | +9.1% |
| 2022 | 200.42 | -2.8% |
| 2023 | 187.57 | -6.4% |
| 2024 | 198.83 | +6.0% |
| 2025 | 212.76 | +7.0% |
Albania compared with similar countries
- Albania's 212.76 is below the median for upper middle income countries, which is 298.5, 71% of the median. (39 countries reporting)
- Albania's 212.76 is below the median for Europe & Central Asia, which is 643.62, 33% of the median. (25 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 171.85 | 166.13 | 176.52 | 4 |
| 2020s | 199.12 | 187.57 | 212.76 | 6 |
Countries ranked near Albania
More financial sector data for Albania
- Net domestic credit (current LCU), per capita 558,173 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 49.07 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 8.89 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 4.20 million SDR (2025)
- Gold reserves at market value 382.72 million SDR (2025)
- Reserves excluding gold, foreign exchange 5.67 billion SDR (2025)
- Reserves excluding gold 5.90 billion SDR (2025)
- Total reserves (gold at market value) 6.28 billion SDR (2025)
- Total reserves (gold at national valuation) 6.27 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 2,667 SDR per person (2025)
Frequently asked questions
- What is household sector loan accounts with commercial banks per 1,000 adults in Albania?
- Household sector loan accounts with commercial banks per 1,000 adults in Albania was 212.76 in 2025, according to International Monetary Fund.
- What is the highest household sector loan accounts with commercial banks per 1,000 adults recorded in Albania?
- The highest recorded value was 212.76 in 2025.
- What is the lowest household sector loan accounts with commercial banks per 1,000 adults recorded in Albania?
- The lowest recorded value was 166.13 in 2017.
- How does Albania rank for household sector loan accounts with commercial banks per 1,000 adults?
- Albania ranks 62nd out of 98 countries with data for 2025.
- Is household sector loan accounts with commercial banks per 1,000 adults rising or falling in Albania?
- Over the last ten years it is up 20.9%. The long-run trend across the full record is rising.
- Where does this Albania data come from?
- The figures come from International Monetary Fund, published as part of Household Sector Loan Accounts with Commercial Banks per 1,000 Adults. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.