Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Japan
Japan: Household Sector Loan Accounts with Commercial Banks per 1,000 Adults was 177.51 in 2025. ▲ Rising
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Japan, 2004–2025
Source: International Monetary Fund.
Analysis
The most recent figure for household sector loan accounts with commercial banks per 1,000 adults in Japan is 177.51, measured in 2025.
The figure is up 1.7% on the previous year and up 0.7% over ten years.
Over the whole period, household sector loan accounts with commercial banks per 1,000 adults in Japan peaked at 188.56 in 2018 and was at its lowest, 150.93, in 2012.
That places Japan 65th out of 98 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Japan, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 167.84 | — |
| 2005 | 165.85 | -1.2% |
| 2006 | 163.68 | -1.3% |
| 2007 | 159.7 | -2.4% |
| 2008 | 158.52 | -0.7% |
| 2009 | 156.27 | -1.4% |
| 2010 | 150.99 | -3.4% |
| 2011 | 151.13 | +0.1% |
| 2012 | 150.93 | -0.1% |
| 2013 | 155.58 | +3.1% |
| 2014 | 169.8 | +9.1% |
| 2015 | 176.28 | +3.8% |
| 2016 | 181.22 | +2.8% |
| 2017 | 187.01 | +3.2% |
| 2018 | 188.56 | +0.8% |
| 2019 | 185.73 | -1.5% |
| 2020 | 182.99 | -1.5% |
| 2021 | 173.16 | -5.4% |
| 2022 | 171.75 | -0.8% |
| 2023 | 172.19 | +0.3% |
| 2024 | 174.59 | +1.4% |
| 2025 | 177.51 | +1.7% |
Japan compared with similar countries
- Japan's 177.51 is below the median for high income countries, which is 526.11, 34% of the median. (29 countries reporting)
- Japan's 177.51 is above the median for East Asia & Pacific, which is 175.08, 1.0× the median. (14 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 161.98 | 156.27 | 167.84 | 6 |
| 2010s | 169.72 | 150.93 | 188.56 | 10 |
| 2020s | 175.37 | 171.75 | 182.99 | 6 |
Countries ranked near Japan
More financial sector data for Japan
- Net domestic credit (current LCU), per capita 14.80 million current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 411.71 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate -0.9434 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 951.96 million SDR (2025)
- Gold reserves at market value 86.75 billion SDR (2025)
- Reserves excluding gold, foreign exchange 861.99 billion SDR (2025)
- Reserves excluding gold 914.64 billion SDR (2025)
- Total reserves (gold at market value) 1.00 trillion SDR (2025)
- Total reserves (gold at national valuation) 1.00 trillion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 8,108 SDR per person (2025)
Frequently asked questions
- What is household sector loan accounts with commercial banks per 1,000 adults in Japan?
- Household sector loan accounts with commercial banks per 1,000 adults in Japan was 177.51 in 2025, according to International Monetary Fund.
- What is the highest household sector loan accounts with commercial banks per 1,000 adults recorded in Japan?
- The highest recorded value was 188.56 in 2018.
- What is the lowest household sector loan accounts with commercial banks per 1,000 adults recorded in Japan?
- The lowest recorded value was 150.93 in 2012.
- How does Japan rank for household sector loan accounts with commercial banks per 1,000 adults?
- Japan ranks 65th out of 98 countries with data for 2025.
- Is household sector loan accounts with commercial banks per 1,000 adults rising or falling in Japan?
- Over the last ten years it is up 0.7%. The long-run trend across the full record is rising.
- Where does this Japan data come from?
- The figures come from International Monetary Fund, published as part of Household Sector Loan Accounts with Commercial Banks per 1,000 Adults. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.