Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Estonia

Estonia: Household Sector Loan Accounts with Commercial Banks per 1,000 Adults was 540.75 in 2024. ▼ Falling

Latest (2024)
540.75
Change on year
up 3.1%
World rank
26th
of 98 countries
All-time high
968.8
in 2008
All-time low
524.68
in 2023
Years of data
20
2005–2024

Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Estonia, 2005–2024

02004006008001.0k2005201420242005: 555.52006: 7182007: 861.22008: 968.82009: 939.62010: 903.92011: 817.82012: 637.42013: 605.32014: 588.62015: 606.32016: 630.22017: 649.62018: 675.32019: 725.82020: 685.32021: 556.52022: 545.42023: 524.72024: 540.7

Source: International Monetary Fund.

Analysis

In 2024, household sector loan accounts with commercial banks per 1,000 adults in Estonia stood at 540.75.

That represents a change of up 3.1% on the previous year and down 8.1% over ten years.

Over the whole period, household sector loan accounts with commercial banks per 1,000 adults in Estonia peaked at 968.8 in 2008 and was at its lowest, 524.68, in 2023.

That places Estonia 26th out of 98 countries with data for 2024, putting it in the middle of the range.

The long-run direction has been consistently falling across the 20 years of available data.

Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Estonia, year by year

Annual values for Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Estonia, 2005 to 2024.
Year Value Change
2005 555.47
2006 717.96 +29.3%
2007 861.2 +20.0%
2008 968.8 +12.5%
2009 939.6 -3.0%
2010 903.91 -3.8%
2011 817.77 -9.5%
2012 637.38 -22.1%
2013 605.29 -5.0%
2014 588.57 -2.8%
2015 606.33 +3.0%
2016 630.19 +3.9%
2017 649.62 +3.1%
2018 675.27 +3.9%
2019 725.8 +7.5%
2020 685.33 -5.6%
2021 556.52 -18.8%
2022 545.45 -2.0%
2023 524.68 -3.8%
2024 540.75 +3.1%

Estonia compared with similar countries

  • Estonia's 540.75 is above the median for high income countries, which is 526.11, 1.0× the median. (29 countries reporting)
  • Estonia's 540.75 is below the median for Europe & Central Asia, which is 643.62, 84% of the median. (25 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 808.6 555.47 968.8 5
2010s 684.01 588.57 903.91 10
2020s 570.54 524.68 685.33 5

Countries ranked near Estonia

  1. 23 Slovakia 639.99 compare
  2. 24 Netherlands 630.68 compare
  3. 25 Saint Kitts and Nevis 609.63 compare
  4. 27 Montenegro 540.28 compare
  5. 28 Brunei 530.38 compare
  6. 29 Bulgaria 526.11 compare

See the full ranking of 98 places →

More financial sector data for Estonia

All data for Estonia →

Frequently asked questions

What is household sector loan accounts with commercial banks per 1,000 adults in Estonia?
Household sector loan accounts with commercial banks per 1,000 adults in Estonia was 540.75 in 2024, according to International Monetary Fund.
What is the highest household sector loan accounts with commercial banks per 1,000 adults recorded in Estonia?
The highest recorded value was 968.8 in 2008.
What is the lowest household sector loan accounts with commercial banks per 1,000 adults recorded in Estonia?
The lowest recorded value was 524.68 in 2023.
How does Estonia rank for household sector loan accounts with commercial banks per 1,000 adults?
Estonia ranks 26th out of 98 countries with data for 2024.
Is household sector loan accounts with commercial banks per 1,000 adults rising or falling in Estonia?
Over the last ten years it is down 8.1%. The long-run trend across the full record is falling.
Where does this Estonia data come from?
The figures come from International Monetary Fund, published as part of Household Sector Loan Accounts with Commercial Banks per 1,000 Adults. Statizoid updates them automatically from the source API.

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Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Estonia. Statizoid, drawing on International Monetary Fund. Retrieved 18 September 2026, from https://financial-sector.statizoid.com/stat/household-sector-loan-accounts-with-commercial-banks-per-1-000-adults/estonia/

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About this data

Indicator
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
98 places, 1,412 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.