Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Montenegro

Montenegro: Household Sector Loan Accounts with Commercial Banks per 1,000 Adults was 540.28 in 2024. ▼ Falling

Latest (2024)
540.28
Change on year
up 6.8%
World rank
27th
of 98 countries
All-time high
676.94
in 2008
All-time low
441.54
in 2013
Years of data
18
2007–2024

Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Montenegro, 2007–2024

02004006002007201520242007: 571.62008: 676.92009: 596.62010: 534.32011: 471.12012: 468.72013: 441.52014: 449.62015: 478.22016: 469.92017: 476.22018: 471.22019: 455.42020: 466.12021: 4712022: 483.12023: 505.72024: 540.3

Source: International Monetary Fund.

Analysis

The most recent figure for household sector loan accounts with commercial banks per 1,000 adults in Montenegro is 540.28, measured in 2024.

Compared with earlier readings it is up 6.8% on the previous year and up 20.2% over ten years.

Over the whole period, household sector loan accounts with commercial banks per 1,000 adults in Montenegro peaked at 676.94 in 2008 and was at its lowest, 441.54, in 2013.

Montenegro ranks 27th of 98 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 18 years of available data.

Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Montenegro, year by year

Annual values for Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Montenegro, 2007 to 2024.
Year Value Change
2007 571.55
2008 676.94 +18.4%
2009 596.59 -11.9%
2010 534.33 -10.4%
2011 471.06 -11.8%
2012 468.67 -0.5%
2013 441.54 -5.8%
2014 449.63 +1.8%
2015 478.19 +6.4%
2016 469.87 -1.7%
2017 476.22 +1.4%
2018 471.21 -1.1%
2019 455.44 -3.3%
2020 466.11 +2.3%
2021 471.04 +1.1%
2022 483.07 +2.6%
2023 505.7 +4.7%
2024 540.28 +6.8%

Montenegro compared with similar countries

  • Montenegro's 540.28 is above the median for upper middle income countries, which is 298.5, 1.8× the median. (39 countries reporting)
  • Montenegro's 540.28 is below the median for Europe & Central Asia, which is 643.62, 84% of the median. (25 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 615.03 571.55 676.94 3
2010s 471.62 441.54 534.33 10
2020s 493.24 466.11 540.28 5

Countries ranked near Montenegro

  1. 24 Netherlands 630.68 compare
  2. 25 Saint Kitts and Nevis 609.63 compare
  3. 26 Estonia 540.75 compare
  4. 28 Brunei 530.38 compare
  5. 29 Bulgaria 526.11 compare
  6. 30 El Salvador 519.08 compare

See the full ranking of 98 places →

More financial sector data for Montenegro

All data for Montenegro →

Frequently asked questions

What is household sector loan accounts with commercial banks per 1,000 adults in Montenegro?
Household sector loan accounts with commercial banks per 1,000 adults in Montenegro was 540.28 in 2024, according to International Monetary Fund.
What is the highest household sector loan accounts with commercial banks per 1,000 adults recorded in Montenegro?
The highest recorded value was 676.94 in 2008.
What is the lowest household sector loan accounts with commercial banks per 1,000 adults recorded in Montenegro?
The lowest recorded value was 441.54 in 2013.
How does Montenegro rank for household sector loan accounts with commercial banks per 1,000 adults?
Montenegro ranks 27th out of 98 countries with data for 2024.
Is household sector loan accounts with commercial banks per 1,000 adults rising or falling in Montenegro?
Over the last ten years it is up 20.2%. The long-run trend across the full record is falling.
Where does this Montenegro data come from?
The figures come from International Monetary Fund, published as part of Household Sector Loan Accounts with Commercial Banks per 1,000 Adults. Statizoid updates them automatically from the source API.

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Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Montenegro. Statizoid, drawing on International Monetary Fund. Retrieved 18 September 2026, from https://financial-sector.statizoid.com/stat/household-sector-loan-accounts-with-commercial-banks-per-1-000-adults/montenegro/

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About this data

Indicator
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
98 places, 1,412 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.