Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Laos
Laos: Household Sector Loan Accounts with Commercial Banks per 1,000 Adults was 12.46 in 2025. ▼ Falling
Latest (2025)
12.46
Change on year
down 7.7%
World rank
94th
of 98 countries
All-time high
20.81
in 2021
All-time low
12.46
in 2025
Years of data
5
2021–2025
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Laos, 2021–2025
Source: International Monetary Fund.
Analysis
Laos recorded 12.46 for household sector loan accounts with commercial banks per 1,000 adults in 2025. That is the lowest value across all 5 years on record.
That represents a change of down 7.7% on the previous year and down 40.1% over five years.
That places Laos 94th out of 98 countries with data for 2025, putting it in the bottom quarter.
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Laos, year by year
| Year | Value | Change |
|---|---|---|
| 2021 | 20.81 | — |
| 2022 | 14.35 | -31.0% |
| 2023 | 12.97 | -9.6% |
| 2024 | 13.5 | +4.1% |
| 2025 | 12.46 | -7.7% |
Laos compared with similar countries
- Laos's 12.46 is below the median for lower middle income countries, which is 57.8, 22% of the median. (22 countries reporting)
- Laos's 12.46 is below the median for East Asia & Pacific, which is 175.08, 7% of the median. (14 countries reporting)
Countries ranked near Laos
More financial sector data for Laos
- Net domestic credit (current LCU), per capita 2.48 million current LCU per person (2010)
- Net domestic credit (current LCU), per unit of GDP 2,203 current LCU per US$ of GDP (2010)
- Net domestic credit (current LCU), annual growth rate 51.76 % change on previous year (2010)
- Gold reserves at 35 SDRs per ounce 991,291 SDR (2019)
- Gold reserves at market value 31.19 million SDR (2019)
- Reserves excluding gold, foreign exchange 2.59 billion SDR (2025)
- Reserves excluding gold 2.71 billion SDR (2025)
- Total reserves (gold at market value) 2.71 billion SDR (2025)
- Total reserves (gold at national valuation) 2.71 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 344.49 SDR per person (2025)
Frequently asked questions
- What is household sector loan accounts with commercial banks per 1,000 adults in Laos?
- Household sector loan accounts with commercial banks per 1,000 adults in Laos was 12.46 in 2025, according to International Monetary Fund.
- What is the highest household sector loan accounts with commercial banks per 1,000 adults recorded in Laos?
- The highest recorded value was 20.81 in 2021.
- What is the lowest household sector loan accounts with commercial banks per 1,000 adults recorded in Laos?
- The lowest recorded value was 12.46 in 2025.
- How does Laos rank for household sector loan accounts with commercial banks per 1,000 adults?
- Laos ranks 94th out of 98 countries with data for 2025.
- Where does this Laos data come from?
- The figures come from International Monetary Fund, published as part of Household Sector Loan Accounts with Commercial Banks per 1,000 Adults. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.