Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Malawi

Malawi: Household Sector Loan Accounts with Commercial Banks per 1,000 Adults was 20.58 in 2024. ▲ Rising

Latest (2024)
20.58
Change on year
down 20.8%
World rank
92nd
of 98 countries
All-time high
33.4
in 2016
All-time low
9.92
in 2018
Years of data
12
2011–2024

Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Malawi, 2011–2024

1015202530352011201720242011: 14.12012: 132013: 10.52016: 33.42017: 10.92018: 9.92019: 12.32020: 14.22021: 16.22022: 16.22023: 262024: 20.6

Source: International Monetary Fund.

Analysis

Malawi recorded 20.58 for household sector loan accounts with commercial banks per 1,000 adults in 2024.

That represents a change of down 20.8% on the previous year and up 96.5% over ten years.

Over the whole period, household sector loan accounts with commercial banks per 1,000 adults in Malawi peaked at 33.4 in 2016 and was at its lowest, 9.92, in 2018.

Malawi ranks 92nd of 98 countries on this measure, in the bottom quarter.

The long-run direction has been consistently rising across the 12 years of available data.

Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Malawi, year by year

Annual values for Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Malawi, 2011 to 2024.
Year Value Change
2011 14.14
2012 13 -8.0%
2013 10.47 -19.4%
2016 33.4 +218.9%
2017 10.91 -67.4%
2018 9.92 -9.0%
2019 12.26 +23.6%
2020 14.16 +15.5%
2021 16.2 +14.4%
2022 16.18 -0.1%
2023 26 +60.7%
2024 20.58 -20.8%

Malawi compared with similar countries

  • Malawi's 20.58 is above the median for low income countries, which is 15.43, 1.3× the median. (7 countries reporting)
  • Malawi's 20.58 is below the median for Sub-Saharan Africa, which is 56.25, 37% of the median. (23 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 14.87 9.92 33.4 7
2020s 18.62 14.16 26 5

Countries ranked near Malawi

  1. 89 Comoros 26.98 compare
  2. 90 Pakistan 21.66 compare
  3. 91 Algeria 20.68 compare
  4. 93 Central African Republic 15.43 compare
  5. 94 Laos 12.46
  6. 95 Myanmar 11.5 compare

See the full ranking of 98 places →

More financial sector data for Malawi

All data for Malawi →

Frequently asked questions

What is household sector loan accounts with commercial banks per 1,000 adults in Malawi?
Household sector loan accounts with commercial banks per 1,000 adults in Malawi was 20.58 in 2024, according to International Monetary Fund.
What is the highest household sector loan accounts with commercial banks per 1,000 adults recorded in Malawi?
The highest recorded value was 33.4 in 2016.
What is the lowest household sector loan accounts with commercial banks per 1,000 adults recorded in Malawi?
The lowest recorded value was 9.92 in 2018.
How does Malawi rank for household sector loan accounts with commercial banks per 1,000 adults?
Malawi ranks 92nd out of 98 countries with data for 2024.
Is household sector loan accounts with commercial banks per 1,000 adults rising or falling in Malawi?
Over the last ten years it is up 96.5%. The long-run trend across the full record is rising.
Where does this Malawi data come from?
The figures come from International Monetary Fund, published as part of Household Sector Loan Accounts with Commercial Banks per 1,000 Adults. Statizoid updates them automatically from the source API.

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Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Malawi. Statizoid, drawing on International Monetary Fund. Retrieved 18 September 2026, from https://financial-sector.statizoid.com/stat/household-sector-loan-accounts-with-commercial-banks-per-1-000-adults/malawi/

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About this data

Indicator
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
98 places, 1,412 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.