Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Pakistan
Pakistan: Household Sector Loan Accounts with Commercial Banks per 1,000 Adults was 21.66 in 2024. ▼ Falling
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Pakistan, 2004–2024
Source: International Monetary Fund.
Analysis
Pakistan recorded 21.66 for household sector loan accounts with commercial banks per 1,000 adults in 2024.
Compared with earlier readings it is up 6.9% on the previous year and up 70.7% over ten years.
Over the whole period, household sector loan accounts with commercial banks per 1,000 adults in Pakistan peaked at 29.93 in 2006 and was at its lowest, 12.69, in 2014.
Pakistan ranks 90th of 98 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 21 years of available data.
Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Pakistan, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 18.04 | — |
| 2005 | 25.58 | +41.8% |
| 2006 | 29.93 | +17.0% |
| 2007 | 29.81 | -0.4% |
| 2008 | 29.47 | -1.1% |
| 2009 | 22.94 | -22.2% |
| 2010 | 18.71 | -18.4% |
| 2011 | 15.48 | -17.3% |
| 2012 | 14.45 | -6.6% |
| 2013 | 12.74 | -11.8% |
| 2014 | 12.69 | -0.4% |
| 2015 | 20.45 | +61.2% |
| 2016 | 19.8 | -3.2% |
| 2017 | 20.4 | +3.0% |
| 2018 | 22.19 | +8.8% |
| 2019 | 21.95 | -1.1% |
| 2020 | 22.06 | +0.5% |
| 2021 | 23 | +4.3% |
| 2022 | 24.35 | +5.8% |
| 2023 | 20.26 | -16.8% |
| 2024 | 21.66 | +6.9% |
Pakistan compared with similar countries
- Pakistan's 21.66 is below the median for lower middle income countries, which is 57.8, 37% of the median. (22 countries reporting)
- Pakistan's 21.66 is below the median for Middle East, North Africa, Afghanistan & Pakistan, which is 295.48, 7% of the median. (10 countries reporting)
Biggest year-on-year movements
Years where Household Sector Loan Accounts with Commercial Banks per 1,000 Adults in Pakistan changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2015 | +61.2% | 12.69 | 20.45 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 25.96 | 18.04 | 29.93 | 6 |
| 2010s | 17.89 | 12.69 | 22.19 | 10 |
| 2020s | 22.27 | 20.26 | 24.35 | 5 |
Countries ranked near Pakistan
More financial sector data for Pakistan
- Net domestic credit (current LCU), per capita 219,254 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 137.38 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 10.73 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 72.88 million SDR (2025)
- Gold reserves at market value 6.64 billion SDR (2025)
- Reserves excluding gold, foreign exchange 12.50 billion SDR (2025)
- Reserves excluding gold 12.68 billion SDR (2025)
- Total reserves (gold at market value) 19.32 billion SDR (2025)
- Total reserves (gold at national valuation) 19.32 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 75.69 SDR per person (2025)
Frequently asked questions
- What is household sector loan accounts with commercial banks per 1,000 adults in Pakistan?
- Household sector loan accounts with commercial banks per 1,000 adults in Pakistan was 21.66 in 2024, according to International Monetary Fund.
- What is the highest household sector loan accounts with commercial banks per 1,000 adults recorded in Pakistan?
- The highest recorded value was 29.93 in 2006.
- What is the lowest household sector loan accounts with commercial banks per 1,000 adults recorded in Pakistan?
- The lowest recorded value was 12.69 in 2014.
- How does Pakistan rank for household sector loan accounts with commercial banks per 1,000 adults?
- Pakistan ranks 90th out of 98 countries with data for 2024.
- Is household sector loan accounts with commercial banks per 1,000 adults rising or falling in Pakistan?
- Over the last ten years it is up 70.7%. The long-run trend across the full record is falling.
- Where does this Pakistan data come from?
- The figures come from International Monetary Fund, published as part of Household Sector Loan Accounts with Commercial Banks per 1,000 Adults. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.