Interest rate spread in East Asia & Pacific
East Asia & Pacific: Interest rate spread was 5.1% in 2021. ▲ Rising
Interest rate spread in East Asia & Pacific, 1998–2021
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
East Asia & Pacific recorded 5.1% for interest rate spread in 2021.
The figure is down 0.8% on the previous year and up 1.6% over ten years.
Over the whole period, interest rate spread in East Asia & Pacific peaked at 5.2% in 2012 and was at its lowest, 3.8%, in 1998.
That places East Asia & Pacific 31st out of 40 groups with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 24 years of available data.
Interest rate spread in East Asia & Pacific, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1998 | 3.8% | — |
| 1999 | 4.2% | +10.3% |
| 2000 | 4.5% | +9.2% |
| 2001 | 4.3% | -5.4% |
| 2002 | 4.5% | +5.4% |
| 2003 | 4.9% | +7.5% |
| 2004 | 4.9% | +0.6% |
| 2005 | 4.9% | -0.8% |
| 2006 | 4.5% | -7.7% |
| 2007 | 4.8% | +7.1% |
| 2008 | 4.6% | -3.7% |
| 2009 | 5.0% | +7.9% |
| 2010 | 5.0% | +0.4% |
| 2011 | 5.0% | +0.7% |
| 2012 | 5.2% | +3.9% |
| 2013 | 5.2% | -0.6% |
| 2014 | 5.1% | -2.2% |
| 2015 | 5.1% | -0.3% |
| 2016 | 4.9% | -3.7% |
| 2017 | 4.9% | +0.7% |
| 2018 | 5.2% | +5.2% |
| 2019 | 5.1% | -1.8% |
| 2020 | 5.2% | +1.7% |
| 2021 | 5.1% | -0.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 4.0% | 3.8% | 4.2% | 2 |
| 2000s | 4.7% | 4.3% | 5.0% | 10 |
| 2010s | 5.1% | 4.9% | 5.2% | 10 |
| 2020s | 5.1% | 5.1% | 5.2% | 2 |
Countries ranked near East Asia & Pacific
More financial sector data for East Asia & Pacific
- Net migration -37,630 (2025)
- Total reserves in months of imports 11.35 (2025)
- Monetary Sector credit to private sector 164.7% (2024)
- Claims on central government, etc. 49.5% (2024)
- Domestic credit to private sector 175.4% (2024)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Total reserves in months of imports, annual growth rate 7.06 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Broad money 211.5% (2024)
- Net migration, annual growth rate 67.84 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in East Asia & Pacific?
- Interest rate spread in East Asia & Pacific was 5.1% in 2021, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in East Asia & Pacific?
- The highest recorded value was 5.2% in 2012.
- What is the lowest interest rate spread recorded in East Asia & Pacific?
- The lowest recorded value was 3.8% in 1998.
- How does East Asia & Pacific rank for interest rate spread?
- East Asia & Pacific ranks 31st out of 40 groups with data for 2021.
- Is interest rate spread rising or falling in East Asia & Pacific?
- Over the last ten years it is up 1.6%. The long-run trend across the full record is rising.
- Where does this East Asia & Pacific data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 24 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.