Interest rate spread in Vanuatu

Vanuatu: Interest rate spread was 8.1% in 2025. ▬ Flat

Latest (2025)
8.1%
Change on year
up 1.5%
World rank
28th
of 140 countries
All-time high
9.1%
in 2020
All-time low
7.8%
in 2015
Years of data
13
2013–2025

Interest rate spread in Vanuatu, 2013–2025

02468102013201920252013: 8.3 lending rate minus deposit rate, %2014: 8.3 lending rate minus deposit rate, %2015: 7.8 lending rate minus deposit rate, %2016: 8.1 lending rate minus deposit rate, %2017: 8.5 lending rate minus deposit rate, %2018: 8.8 lending rate minus deposit rate, %2019: 9 lending rate minus deposit rate, %2020: 9.1 lending rate minus deposit rate, %2021: 8.8 lending rate minus deposit rate, %2022: 8.4 lending rate minus deposit rate, %2023: 8.5 lending rate minus deposit rate, %2024: 8 lending rate minus deposit rate, %2025: 8.1 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

In 2025, interest rate spread in Vanuatu stood at 8.1%.

The figure is up 1.5% on the previous year and up 4.7% over ten years.

Over the whole period, interest rate spread in Vanuatu peaked at 9.1% in 2020 and was at its lowest, 7.8%, in 2015.

That places Vanuatu 28th out of 140 countries with data for 2025, putting it in the top quarter.

Interest rate spread in Vanuatu, year by year

Annual values for Interest rate spread (lending rate minus deposit rate, %) in Vanuatu, 2013 to 2025.
Year lending rate minus deposit rate, % Change
2013 8.3%
2014 8.3% +0.6%
2015 7.8% -6.9%
2016 8.1% +4.7%
2017 8.5% +4.4%
2018 8.8% +4.0%
2019 9.0% +1.7%
2020 9.1% +1.5%
2021 8.8% -3.3%
2022 8.4% -5.2%
2023 8.5% +2.1%
2024 8.0% -6.1%
2025 8.1% +1.5%

Averages by decade

DecadeAverage LowestHighest Years
2010s 8.4% 7.8% 9.0% 7
2020s 8.5% 8.0% 9.1% 6

Countries ranked near Vanuatu

  1. 25 Lesotho 8.7% compare
  2. 26 Haiti 8.7% compare
  3. 27 Liberia 8.2% compare
  4. 29 Maldives 8.1% compare
  5. 30 Papua New Guinea 8.0% compare
  6. 31 Barbados 7.9% compare

See the full ranking of 180 places →

More financial sector data for Vanuatu

All data for Vanuatu →

Frequently asked questions

What is interest rate spread in Vanuatu?
Interest rate spread in Vanuatu was 8.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in Vanuatu?
The highest recorded value was 9.1% in 2020.
What is the lowest interest rate spread recorded in Vanuatu?
The lowest recorded value was 7.8% in 2015.
How does Vanuatu rank for interest rate spread?
Vanuatu ranks 28th out of 140 countries with data for 2025.
Is interest rate spread rising or falling in Vanuatu?
Over the last ten years it is up 4.7%. The long-run trend across the full record is flat.
Where does this Vanuatu data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

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Interest rate spread in Vanuatu. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 29 August 2026, from https://financial-sector.statizoid.com/stat/interest-rate-spread-lending-rate-minus-deposit-rate-percent/vanuatu/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
180 places, 5,148 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.