Interest rate spread (lending rate minus deposit rate, %) in Vanuatu
Vanuatu: Interest rate spread (lending rate minus deposit rate, %) was 8.1% in 2025. ▬ Flat
Interest rate spread in Vanuatu, 2013–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2025, interest rate spread in Vanuatu stood at 8.1%.
The figure is up 1.5% on the previous year and up 4.7% over ten years.
Over the whole period, interest rate spread in Vanuatu peaked at 9.1% in 2020 and was at its lowest, 7.8%, in 2015.
That places Vanuatu 28th out of 141 countries with data for 2025, putting it in the top quarter.
Interest rate spread (lending rate minus deposit rate, %) in Vanuatu, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2013 | 8.3% | — |
| 2014 | 8.3% | +0.6% |
| 2015 | 7.8% | -6.9% |
| 2016 | 8.1% | +4.7% |
| 2017 | 8.5% | +4.4% |
| 2018 | 8.8% | +4.0% |
| 2019 | 9.0% | +1.7% |
| 2020 | 9.1% | +1.5% |
| 2021 | 8.8% | -3.3% |
| 2022 | 8.4% | -5.2% |
| 2023 | 8.5% | +2.1% |
| 2024 | 8.0% | -6.1% |
| 2025 | 8.1% | +1.5% |
Vanuatu compared with similar countries
- Vanuatu's 8.1% is above the median for lower middle income countries, which is 6.3%, 1.3× the median. (37 countries reporting)
- Vanuatu's 8.1% is above the median for East Asia & Pacific, which is 5.0%, 1.6× the median. (25 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 8.4% | 7.8% | 9.0% | 7 |
| 2020s | 8.5% | 8.0% | 9.1% | 6 |
Countries ranked near Vanuatu
More financial sector data for Vanuatu
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0042 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 17.14 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0031 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 12.52 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0042 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 17.14 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Vanuatu?
- Interest rate spread in Vanuatu was 8.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Vanuatu?
- The highest recorded value was 9.1% in 2020.
- What is the lowest interest rate spread recorded in Vanuatu?
- The lowest recorded value was 7.8% in 2015.
- How does Vanuatu rank for interest rate spread?
- Vanuatu ranks 28th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Vanuatu?
- Over the last ten years it is up 4.7%. The long-run trend across the full record is flat.
- Where does this Vanuatu data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.