Interest rate spread in Myanmar

Myanmar: Interest rate spread was 9.0% in 2020. ▼ Falling

Latest (2020)
9.0%
Change on year
up 12.5%
World rank
24th
of 140 countries
All-time high
11.3%
in 1994
All-time low
7.8%
in 1996
Years of data
27
1994–2020

Interest rate spread in Myanmar, 1994–2020

02.557.51012.51994200720201994: 11.3 lending rate minus deposit rate, %1995: 10.6 lending rate minus deposit rate, %1996: 7.8 lending rate minus deposit rate, %1997: 7.8 lending rate minus deposit rate, %1998: 7.8 lending rate minus deposit rate, %1999: 8.8 lending rate minus deposit rate, %2000: 9 lending rate minus deposit rate, %2001: 9 lending rate minus deposit rate, %2002: 9 lending rate minus deposit rate, %2003: 9 lending rate minus deposit rate, %2004: 9 lending rate minus deposit rate, %2005: 9 lending rate minus deposit rate, %2006: 8.4 lending rate minus deposit rate, %2007: 8.9 lending rate minus deposit rate, %2008: 8.9 lending rate minus deposit rate, %2009: 8.9 lending rate minus deposit rate, %2010: 8.9 lending rate minus deposit rate, %2011: 8.8 lending rate minus deposit rate, %2012: 8 lending rate minus deposit rate, %2013: 8 lending rate minus deposit rate, %2014: 8 lending rate minus deposit rate, %2015: 8 lending rate minus deposit rate, %2016: 8 lending rate minus deposit rate, %2017: 8 lending rate minus deposit rate, %2018: 8 lending rate minus deposit rate, %2019: 8 lending rate minus deposit rate, %2020: 9 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

Myanmar recorded 9.0% for interest rate spread in 2020.

The figure is up 12.5% on the previous year and up 0.9% over ten years.

Over the whole period, interest rate spread in Myanmar peaked at 11.3% in 1994 and was at its lowest, 7.8%, in 1996.

Myanmar ranks 24th of 140 countries on this measure, in the top quarter.

The long-run direction has been consistently falling across the 27 years of available data.

Interest rate spread in Myanmar, year by year

Annual values for Interest rate spread (lending rate minus deposit rate, %) in Myanmar, 1994 to 2020.
Year lending rate minus deposit rate, % Change
1994 11.3%
1995 10.6% -6.6%
1996 7.8% -26.0%
1997 7.8% +0.0%
1998 7.8% +0.0%
1999 8.8% +13.3%
2000 9.0% +2.0%
2001 9.0% -0.6%
2002 9.0% +0.0%
2003 9.0% +0.0%
2004 9.0% +0.0%
2005 9.0% +0.0%
2006 8.4% -6.0%
2007 8.9% +6.0%
2008 8.9% +0.0%
2009 8.9% +0.0%
2010 8.9% +0.0%
2011 8.8% -1.7%
2012 8.0% -8.8%
2013 8.0% +0.0%
2014 8.0% +0.0%
2015 8.0% +0.0%
2016 8.0% +0.0%
2017 8.0% +0.0%
2018 8.0% +0.0%
2019 8.0% +0.0%
2020 9.0% +12.5%

Averages by decade

DecadeAverage LowestHighest Years
1990s 9.0% 7.8% 11.3% 6
2000s 8.9% 8.4% 9.0% 10
2010s 8.2% 8.0% 8.9% 10
2020s 9.0% 9.0% 9.0% 1

Countries ranked near Myanmar

  1. 21 Ukraine 9.7% compare
  2. 22 Mongolia 9.4% compare
  3. 23 Paraguay 9.1% compare
  4. 25 Lesotho 8.7% compare
  5. 26 Haiti 8.7% compare
  6. 27 Liberia 8.2% compare

See the full ranking of 180 places →

More financial sector data for Myanmar

All data for Myanmar →

Frequently asked questions

What is interest rate spread in Myanmar?
Interest rate spread in Myanmar was 9.0% in 2020, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in Myanmar?
The highest recorded value was 11.3% in 1994.
What is the lowest interest rate spread recorded in Myanmar?
The lowest recorded value was 7.8% in 1996.
How does Myanmar rank for interest rate spread?
Myanmar ranks 24th out of 140 countries with data for 2020.
Is interest rate spread rising or falling in Myanmar?
Over the last ten years it is up 0.9%. The long-run trend across the full record is falling.
Where does this Myanmar data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

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Interest rate spread in Myanmar. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 30 August 2026, from https://financial-sector.statizoid.com/stat/interest-rate-spread-lending-rate-minus-deposit-rate-percent/myanmar/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
180 places, 5,148 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.