Interest rate spread (lending rate minus deposit rate, %) in Liberia
Liberia: Interest rate spread (lending rate minus deposit rate, %) was 9.2% in 2025. ▲ Rising
Interest rate spread in Liberia, 1981–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2025, interest rate spread in Liberia stood at 9.2%.
That represents a change of down 2.0% on the previous year and down 3.8% over ten years.
Over the whole period, interest rate spread in Liberia peaked at 16.2% in 2001 and was at its lowest, 4.4%, in 1981.
Liberia ranks 23rd of 141 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 43 years of available data.
Interest rate spread (lending rate minus deposit rate, %) in Liberia, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1981 | 4.4% | — |
| 1982 | 8.0% | +82.7% |
| 1983 | 10.4% | +30.2% |
| 1984 | 10.8% | +3.6% |
| 1985 | 10.0% | -7.5% |
| 1986 | 7.2% | -28.0% |
| 1987 | 7.8% | +7.6% |
| 1988 | 7.9% | +2.3% |
| 1989 | 7.0% | -11.0% |
| 1991 | 8.2% | +17.0% |
| 1992 | 7.5% | -9.1% |
| 1994 | 8.2% | +9.1% |
| 1995 | 9.2% | +12.4% |
| 1996 | 8.8% | -4.3% |
| 1997 | 10.4% | +18.2% |
| 1998 | 15.5% | +49.2% |
| 1999 | 10.5% | -32.6% |
| 2000 | 14.3% | +37.1% |
| 2001 | 16.2% | +12.9% |
| 2002 | 14.0% | -13.8% |
| 2003 | 11.8% | -15.7% |
| 2004 | 14.3% | +21.1% |
| 2005 | 13.6% | -4.6% |
| 2006 | 12.1% | -11.3% |
| 2007 | 11.3% | -6.5% |
| 2008 | 10.4% | -7.8% |
| 2009 | 10.1% | -3.1% |
| 2010 | 10.7% | +6.2% |
| 2011 | 10.7% | +0.2% |
| 2012 | 10.0% | -6.5% |
| 2013 | 9.6% | -4.0% |
| 2014 | 9.3% | -2.9% |
| 2015 | 9.6% | +2.3% |
| 2016 | 9.7% | +1.9% |
| 2017 | 8.2% | -15.6% |
| 2018 | 9.2% | +12.0% |
| 2019 | 8.9% | -3.2% |
| 2020 | 8.9% | +0.0% |
| 2021 | 8.9% | +0.0% |
| 2022 | 9.1% | +1.9% |
| 2023 | 9.9% | +9.1% |
| 2024 | 9.4% | -5.3% |
| 2025 | 9.2% | -2.0% |
Liberia compared with similar countries
- Liberia's 9.2% is below the median for low income countries, which is 9.8%, 94% of the median. (16 countries reporting)
- Liberia's 9.2% is above the median for Sub-Saharan Africa, which is 6.2%, 1.5× the median. (37 countries reporting)
Biggest year-on-year movements
Years where Interest rate spread (lending rate minus deposit rate, %) in Liberia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1982 | +82.7% | 4.4% | 8.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 8.2% | 4.4% | 10.8% | 9 |
| 1990s | 9.8% | 7.5% | 15.5% | 8 |
| 2000s | 12.8% | 10.1% | 16.2% | 10 |
| 2010s | 9.6% | 8.2% | 10.7% | 10 |
| 2020s | 9.2% | 8.9% | 9.9% | 6 |
Countries ranked near Liberia
More financial sector data for Liberia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0084 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 7.73 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0062 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 5.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0084 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 7.73 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Liberia?
- Interest rate spread in Liberia was 9.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Liberia?
- The highest recorded value was 16.2% in 2001.
- What is the lowest interest rate spread recorded in Liberia?
- The lowest recorded value was 4.4% in 1981.
- How does Liberia rank for interest rate spread?
- Liberia ranks 23rd out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Liberia?
- Over the last ten years it is down 3.8%. The long-run trend across the full record is rising.
- Where does this Liberia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.