Interest rate spread in Timor-Leste
Timor-Leste: Interest rate spread was 10.0% in 2025. ▼ Falling
Interest rate spread in Timor-Leste, 2011–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Timor-Leste recorded 10.0% for interest rate spread in 2025. That is the lowest value across all 15 years on record.
The figure is down 1.2% on the previous year and down 21.8% over ten years.
Over the whole period, interest rate spread in Timor-Leste peaked at 14.7% in 2019 and was at its lowest, 10.0%, in 2025.
Timor-Leste ranks 20th of 140 countries on this measure, in the top quarter.
The long-run direction has been consistently falling across the 15 years of available data.
Interest rate spread in Timor-Leste, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2011 | 10.2% | — |
| 2012 | 11.3% | +10.9% |
| 2013 | 11.5% | +1.8% |
| 2014 | 12.0% | +4.3% |
| 2015 | 12.7% | +5.9% |
| 2016 | 13.3% | +4.5% |
| 2017 | 12.6% | -5.2% |
| 2018 | 12.8% | +1.8% |
| 2019 | 14.7% | +14.9% |
| 2020 | 13.5% | -8.4% |
| 2021 | 10.5% | -21.9% |
| 2022 | 10.4% | -1.2% |
| 2023 | 10.1% | -2.6% |
| 2024 | 10.1% | -0.5% |
| 2025 | 10.0% | -1.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 12.4% | 10.2% | 14.7% | 9 |
| 2020s | 10.8% | 10.0% | 13.5% | 6 |
Countries ranked near Timor-Leste
More financial sector data for Timor-Leste
- Net domestic credit (current LCU), per capita -140.19 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP -0.1045 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate -108.88 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 0 SDR (2025)
- Gold reserves at market value 0 SDR (2025)
- Reserves excluding gold, foreign exchange 556.51 million SDR (2025)
- Reserves excluding gold 588.74 million SDR (2025)
- Total reserves (gold at market value) 588.74 million SDR (2025)
- Total reserves (gold at national valuation) 588.74 million SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 415.04 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Timor-Leste?
- Interest rate spread in Timor-Leste was 10.0% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Timor-Leste?
- The highest recorded value was 14.7% in 2019.
- What is the lowest interest rate spread recorded in Timor-Leste?
- The lowest recorded value was 10.0% in 2025.
- How does Timor-Leste rank for interest rate spread?
- Timor-Leste ranks 20th out of 140 countries with data for 2025.
- Is interest rate spread rising or falling in Timor-Leste?
- Over the last ten years it is down 21.8%. The long-run trend across the full record is falling.
- Where does this Timor-Leste data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.