Interest rate spread (lending rate minus deposit rate, %) in East Timor
East Timor: Interest rate spread (lending rate minus deposit rate, %) was 10.0% in 2025. ▼ Falling
Interest rate spread in East Timor, 2011–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
East Timor recorded 10.0% for interest rate spread in 2025. That is the lowest value across all 15 years on record.
The figure is down 1.2% on the previous year and down 21.8% over ten years.
Over the whole period, interest rate spread in East Timor peaked at 14.7% in 2019 and was at its lowest, 10.0%, in 2025.
East Timor ranks 20th of 141 countries on this measure, in the top quarter.
The long-run direction has been consistently falling across the 15 years of available data.
Interest rate spread (lending rate minus deposit rate, %) in East Timor, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2011 | 10.2% | — |
| 2012 | 11.3% | +10.9% |
| 2013 | 11.5% | +1.8% |
| 2014 | 12.0% | +4.3% |
| 2015 | 12.7% | +5.9% |
| 2016 | 13.3% | +4.5% |
| 2017 | 12.6% | -5.2% |
| 2018 | 12.8% | +1.8% |
| 2019 | 14.7% | +14.9% |
| 2020 | 13.5% | -8.4% |
| 2021 | 10.5% | -21.9% |
| 2022 | 10.4% | -1.2% |
| 2023 | 10.1% | -2.6% |
| 2024 | 10.1% | -0.5% |
| 2025 | 10.0% | -1.2% |
East Timor compared with similar countries
- East Timor's 10.0% is above the median for lower middle income countries, which is 6.3%, 1.6× the median. (37 countries reporting)
- East Timor's 10.0% is above the median for East Asia & Pacific, which is 5.0%, 2.0× the median. (25 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 12.4% | 10.2% | 14.7% | 9 |
| 2020s | 10.8% | 10.0% | 13.5% | 6 |
Countries ranked near East Timor
More financial sector data for East Timor
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0031 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 4.2 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0023 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 3.07 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0031 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 4.2 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in East Timor?
- Interest rate spread in East Timor was 10.0% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in East Timor?
- The highest recorded value was 14.7% in 2019.
- What is the lowest interest rate spread recorded in East Timor?
- The lowest recorded value was 10.0% in 2025.
- How does East Timor rank for interest rate spread?
- East Timor ranks 20th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in East Timor?
- Over the last ten years it is down 21.8%. The long-run trend across the full record is falling.
- Where does this East Timor data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.