Interest rate spread (lending rate minus deposit rate, %) in Argentina
Argentina: Interest rate spread (lending rate minus deposit rate, %) was 11.2% in 2025. ◆ Volatile
Interest rate spread in Argentina, 2010–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
The most recent figure for interest rate spread in Argentina is 11.2%, measured in 2025.
That represents a change of up 49.6% on the previous year and up 197.8% over ten years.
Over the whole period, interest rate spread in Argentina peaked at 20.0% in 2019 and was at its lowest, -0.0%, in 2022.
That places Argentina 17th out of 141 countries with data for 2025, putting it in the top quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Interest rate spread (lending rate minus deposit rate, %) in Argentina, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2010 | 1.4% | — |
| 2011 | 3.4% | +145.1% |
| 2012 | 2.0% | -40.2% |
| 2013 | 2.3% | +12.6% |
| 2014 | 3.6% | +56.5% |
| 2015 | 3.7% | +4.3% |
| 2016 | 7.0% | +85.6% |
| 2017 | 7.6% | +9.0% |
| 2018 | 16.6% | +118.9% |
| 2019 | 20.0% | +20.3% |
| 2020 | 0.1% | -99.7% |
| 2021 | 2.0% | +2888.3% |
| 2022 | -0.0% | -100.9% |
| 2023 | 0.9% | -5227.9% |
| 2024 | 7.5% | +731.2% |
| 2025 | 11.2% | +49.6% |
Argentina compared with similar countries
- Argentina's 11.2% is above the median for upper middle income countries, which is 5.4%, 2.1× the median. (49 countries reporting)
- Argentina's 11.2% is above the median for Latin America & Caribbean, which is 6.1%, 1.8× the median. (31 countries reporting)
Biggest year-on-year movements
Years where Interest rate spread (lending rate minus deposit rate, %) in Argentina changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2023 | +5227.9% | -0.0% | 0.9% |
| 2021 | +2888.3% | 0.1% | 2.0% |
| 2024 | +731.2% | 0.9% | 7.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 6.8% | 1.4% | 20.0% | 10 |
| 2020s | 3.6% | -0.0% | 11.2% | 6 |
Countries ranked near Argentina
- 14 Mozambique 11.8% compare
- 15 Angola 11.4% compare
- 16 Mauritania 11.3% compare
- 18 Uganda 10.5% compare
- 19 Tanzania 10.0% compare
- 20 East Timor 10.0% compare
More financial sector data for Argentina
- Reserve position in the IMF, US dollar, annual growth rate -100 % change on previous year (2022)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate -100 % change on previous year (2022)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate -100 % change on previous year (2022)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, annual growth rate -100 % change on previous year (2022)
Frequently asked questions
- What is interest rate spread in Argentina?
- Interest rate spread in Argentina was 11.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Argentina?
- The highest recorded value was 20.0% in 2019.
- What is the lowest interest rate spread recorded in Argentina?
- The lowest recorded value was -0.0% in 2022.
- How does Argentina rank for interest rate spread?
- Argentina ranks 17th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Argentina?
- Over the last ten years it is up 197.8%. The long-run trend across the full record is volatile.
- Where does this Argentina data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.