Interest rate spread (lending rate minus deposit rate, %) in Angola
Angola: Interest rate spread (lending rate minus deposit rate, %) was 11.4% in 2025. ◆ Volatile
Interest rate spread in Angola, 1995–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2025, interest rate spread in Angola stood at 11.4%.
That represents a change of down 5.1% on the previous year and down 16.0% over ten years.
Over the whole period, interest rate spread in Angola peaked at 80.3% in 1995 and was at its lowest, 6.0%, in 2008.
That places Angola 15th out of 141 countries with data for 2025, putting it in the top 10%.
The series is highly variable year to year, so single readings are best treated with caution.
Interest rate spread (lending rate minus deposit rate, %) in Angola, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1995 | 80.3% | — |
| 1996 | 70.8% | -11.9% |
| 1997 | 8.5% | -88.0% |
| 1998 | 8.1% | -4.4% |
| 1999 | 43.7% | +438.1% |
| 2000 | 63.6% | +45.4% |
| 2001 | 48.1% | -24.4% |
| 2002 | 48.6% | +1.2% |
| 2003 | 69.9% | +43.8% |
| 2004 | 66.9% | -4.4% |
| 2005 | 54.3% | -18.8% |
| 2006 | 15.0% | -72.4% |
| 2007 | 10.9% | -27.1% |
| 2008 | 6.0% | -45.2% |
| 2009 | 8.1% | +35.0% |
| 2010 | 9.8% | +20.9% |
| 2011 | 12.4% | +27.2% |
| 2012 | 13.1% | +4.9% |
| 2013 | 12.7% | -3.0% |
| 2014 | 12.9% | +1.5% |
| 2015 | 13.6% | +5.5% |
| 2016 | 10.2% | -24.6% |
| 2017 | 9.5% | -7.5% |
| 2018 | 13.8% | +45.8% |
| 2019 | 12.9% | -6.7% |
| 2020 | 13.5% | +4.5% |
| 2021 | 12.4% | -8.2% |
| 2022 | 13.0% | +5.3% |
| 2023 | 10.0% | -22.8% |
| 2024 | 12.0% | +19.5% |
| 2025 | 11.4% | -5.1% |
Angola compared with similar countries
- Angola's 11.4% is above the median for lower middle income countries, which is 6.3%, 1.8× the median. (37 countries reporting)
- Angola's 11.4% is above the median for Sub-Saharan Africa, which is 6.2%, 1.8× the median. (37 countries reporting)
Biggest year-on-year movements
Years where Interest rate spread (lending rate minus deposit rate, %) in Angola changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1999 | +438.1% | 8.1% | 43.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 42.3% | 8.1% | 80.3% | 5 |
| 2000s | 39.1% | 6.0% | 69.9% | 10 |
| 2010s | 12.1% | 9.5% | 13.8% | 10 |
| 2020s | 12.0% | 10.0% | 13.5% | 6 |
Countries ranked near Angola
- 12 Somalia 13.0%
- 13 Micronesia (country) 12.6% compare
- 14 Mozambique 11.8% compare
- 16 Mauritania 11.3% compare
- 17 Argentina 11.2% compare
- 18 Uganda 10.5% compare
More financial sector data for Angola
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.98 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate -0.0035 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.91 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.98 units per person (2025)
- Reserve tranche position, SDR, annual growth rate -0.0035 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Angola?
- Interest rate spread in Angola was 11.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Angola?
- The highest recorded value was 80.3% in 1995.
- What is the lowest interest rate spread recorded in Angola?
- The lowest recorded value was 6.0% in 2008.
- How does Angola rank for interest rate spread?
- Angola ranks 15th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Angola?
- Over the last ten years it is down 16.0%. The long-run trend across the full record is volatile.
- Where does this Angola data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.