Interest rate spread in Angola
Angola: Interest rate spread was 11.4% in 2025. ◆ Volatile
Interest rate spread in Angola, 1995–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2025, interest rate spread in Angola stood at 11.4%.
That represents a change of down 5.1% on the previous year and down 16.0% over ten years.
Over the whole period, interest rate spread in Angola peaked at 80.3% in 1995 and was at its lowest, 6.0%, in 2008.
That places Angola 15th out of 140 countries with data for 2025, putting it in the top quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Interest rate spread in Angola, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1995 | 80.3% | — |
| 1996 | 70.8% | -11.9% |
| 1997 | 8.5% | -88.0% |
| 1998 | 8.1% | -4.4% |
| 1999 | 43.7% | +438.1% |
| 2000 | 63.6% | +45.4% |
| 2001 | 48.1% | -24.4% |
| 2002 | 48.6% | +1.2% |
| 2003 | 69.9% | +43.8% |
| 2004 | 66.9% | -4.4% |
| 2005 | 54.3% | -18.8% |
| 2006 | 15.0% | -72.4% |
| 2007 | 10.9% | -27.1% |
| 2008 | 6.0% | -45.2% |
| 2009 | 8.1% | +35.0% |
| 2010 | 9.8% | +20.9% |
| 2011 | 12.4% | +27.2% |
| 2012 | 13.1% | +4.9% |
| 2013 | 12.7% | -3.0% |
| 2014 | 12.9% | +1.5% |
| 2015 | 13.6% | +5.5% |
| 2016 | 10.2% | -24.6% |
| 2017 | 9.5% | -7.5% |
| 2018 | 13.8% | +45.8% |
| 2019 | 12.9% | -6.7% |
| 2020 | 13.5% | +4.5% |
| 2021 | 12.4% | -8.2% |
| 2022 | 13.0% | +5.3% |
| 2023 | 10.0% | -22.8% |
| 2024 | 12.0% | +19.5% |
| 2025 | 11.4% | -5.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 42.3% | 8.1% | 80.3% | 5 |
| 2000s | 39.1% | 6.0% | 69.9% | 10 |
| 2010s | 12.1% | 9.5% | 13.8% | 10 |
| 2020s | 12.0% | 10.0% | 13.5% | 6 |
Countries ranked near Angola
- 12 Somalia 13.0%
- 13 Micronesia (country) 12.6% compare
- 14 Mozambique 11.8% compare
- 16 Mauritania 11.3% compare
- 17 Argentina 11.2% compare
- 18 Uganda 10.5% compare
More financial sector data for Angola
- Net domestic credit (current LCU), per capita 458,473 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 146.5 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 28.65 % change on previous year (2025)
- Reserves excluding gold, foreign exchange 9.54 billion SDR (2025)
- Reserves excluding gold 9.88 billion SDR (2025)
- Total reserves (gold at market value) 9.88 billion SDR (2025)
- Total reserves (gold at national valuation) 11.76 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 301.1 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate -2.97 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 253.17 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Angola?
- Interest rate spread in Angola was 11.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Angola?
- The highest recorded value was 80.3% in 1995.
- What is the lowest interest rate spread recorded in Angola?
- The lowest recorded value was 6.0% in 2008.
- How does Angola rank for interest rate spread?
- Angola ranks 15th out of 140 countries with data for 2025.
- Is interest rate spread rising or falling in Angola?
- Over the last ten years it is down 16.0%. The long-run trend across the full record is volatile.
- Where does this Angola data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 31 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.