Interest rate spread in Micronesia, Federated States of

Micronesia, Federated States of: Interest rate spread was 12.6% in 2021. ▲ Rising

Latest (2021)
12.6%
Change on year
down 12.6%
World rank
13th
of 140 countries
All-time high
15.6%
in 2017
All-time low
9.7%
in 1995
Years of data
27
1995–2021

Interest rate spread in Micronesia, Federated States of, 1995–2021

0510151995200820211995: 9.7 lending rate minus deposit rate, %1996: 10.4 lending rate minus deposit rate, %1997: 10.8 lending rate minus deposit rate, %1998: 11 lending rate minus deposit rate, %1999: 11.4 lending rate minus deposit rate, %2000: 10.7 lending rate minus deposit rate, %2001: 12.2 lending rate minus deposit rate, %2002: 13.8 lending rate minus deposit rate, %2003: 14 lending rate minus deposit rate, %2004: 14.4 lending rate minus deposit rate, %2005: 14.8 lending rate minus deposit rate, %2006: 13.6 lending rate minus deposit rate, %2007: 11.5 lending rate minus deposit rate, %2008: 11.9 lending rate minus deposit rate, %2009: 14.1 lending rate minus deposit rate, %2010: 14.2 lending rate minus deposit rate, %2011: 13.8 lending rate minus deposit rate, %2012: 13.9 lending rate minus deposit rate, %2013: 15.3 lending rate minus deposit rate, %2014: 15.3 lending rate minus deposit rate, %2015: 15.3 lending rate minus deposit rate, %2016: 15.3 lending rate minus deposit rate, %2017: 15.6 lending rate minus deposit rate, %2018: 15.3 lending rate minus deposit rate, %2019: 14.4 lending rate minus deposit rate, %2020: 14.4 lending rate minus deposit rate, %2021: 12.6 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

The most recent figure for interest rate spread in Micronesia, Federated States of is 12.6%, measured in 2021.

That represents a change of down 12.6% on the previous year and down 8.6% over ten years.

Over the whole period, interest rate spread in Micronesia, Federated States of peaked at 15.6% in 2017 and was at its lowest, 9.7%, in 1995.

That places Micronesia, Federated States of 13th out of 140 countries with data for 2021, putting it in the top 10%.

The long-run direction has been consistently rising across the 27 years of available data.

Interest rate spread in Micronesia, Federated States of, year by year

Annual values for Interest rate spread (lending rate minus deposit rate, %) in Micronesia, Federated States of, 1995 to 2021.
Year lending rate minus deposit rate, % Change
1995 9.7%
1996 10.4% +7.8%
1997 10.8% +3.5%
1998 11.0% +2.1%
1999 11.4% +3.8%
2000 10.7% -6.1%
2001 12.2% +13.1%
2002 13.8% +13.6%
2003 14.0% +1.3%
2004 14.4% +2.7%
2005 14.8% +2.7%
2006 13.6% -7.9%
2007 11.5% -15.4%
2008 11.9% +3.6%
2009 14.1% +18.3%
2010 14.2% +0.9%
2011 13.8% -3.2%
2012 13.9% +1.0%
2013 15.3% +10.2%
2014 15.3% +0.0%
2015 15.3% +0.0%
2016 15.3% +0.0%
2017 15.6% +2.0%
2018 15.3% -2.4%
2019 14.4% -5.7%
2020 14.4% +0.1%
2021 12.6% -12.6%

Averages by decade

DecadeAverage LowestHighest Years
1990s 10.7% 9.7% 11.4% 5
2000s 13.1% 10.7% 14.8% 10
2010s 14.8% 13.8% 15.6% 10
2020s 13.5% 12.6% 14.4% 2

Countries ranked near Micronesia, Federated States of

  1. 10 Sierra Leone 14.4% compare
  2. 11 South Sudan 14.2% compare
  3. 12 Somalia 13.0%
  4. 14 Mozambique 11.8% compare
  5. 15 Angola 11.4% compare
  6. 16 Mauritania 11.3% compare

See the full ranking of 180 places →

More financial sector data for Micronesia, Federated States of

All data for Micronesia, Federated States of →

Frequently asked questions

What is interest rate spread in Micronesia, Federated States of?
Interest rate spread in Micronesia, Federated States of was 12.6% in 2021, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in Micronesia, Federated States of?
The highest recorded value was 15.6% in 2017.
What is the lowest interest rate spread recorded in Micronesia, Federated States of?
The lowest recorded value was 9.7% in 1995.
How does Micronesia, Federated States of rank for interest rate spread?
Micronesia, Federated States of ranks 13th out of 140 countries with data for 2021.
Is interest rate spread rising or falling in Micronesia, Federated States of?
Over the last ten years it is down 8.6%. The long-run trend across the full record is rising.
Where does this Micronesia, Federated States of data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

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Interest rate spread in Micronesia, Federated States of. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 01 September 2026, from https://financial-sector.statizoid.com/stat/interest-rate-spread-lending-rate-minus-deposit-rate-percent/micronesia-fed-sts/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
180 places, 5,148 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.