Interest rate spread in Haiti
Haiti: Interest rate spread was 8.7% in 2025. ▼ Falling
Interest rate spread in Haiti, 2005–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Haiti recorded 8.7% for interest rate spread in 2025.
Compared with earlier readings it is up 1.0% over ten years.
Over the whole period, interest rate spread in Haiti peaked at 18.6% in 2005 and was at its lowest, 6.2%, in 2019.
That places Haiti 26th out of 141 countries with data for 2025, putting it in the top quarter.
The long-run direction has been consistently falling across the 21 years of available data.
Interest rate spread in Haiti, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2005 | 18.6% | — |
| 2006 | 18.6% | -0.1% |
| 2007 | 17.2% | -7.5% |
| 2008 | 15.5% | -9.7% |
| 2009 | 16.2% | +4.5% |
| 2010 | 16.7% | +3.4% |
| 2011 | 11.3% | -32.4% |
| 2012 | 8.5% | -25.1% |
| 2013 | 8.0% | -5.2% |
| 2014 | 8.2% | +1.5% |
| 2015 | 8.6% | +5.9% |
| 2016 | 7.6% | -12.0% |
| 2017 | 7.3% | -3.4% |
| 2018 | 7.0% | -5.0% |
| 2019 | 6.2% | -10.6% |
| 2020 | 9.3% | +48.7% |
| 2021 | 8.4% | -9.3% |
| 2022 | 10.1% | +19.8% |
| 2023 | 9.5% | -5.5% |
| 2024 | 8.7% | -8.3% |
| 2025 | 8.7% | +0.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 17.2% | 15.5% | 18.6% | 5 |
| 2010s | 9.0% | 6.2% | 16.7% | 10 |
| 2020s | 9.1% | 8.4% | 10.1% | 6 |
Countries ranked near Haiti
More financial sector data for Haiti
- Net domestic credit (current LCU), per capita 44,965 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 16.69 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 13.01 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 2.04 million SDR (2025)
- Gold reserves at market value 185.66 million SDR (2025)
- Reserves excluding gold, foreign exchange 2.23 billion SDR (2025)
- Reserves excluding gold 2.29 billion SDR (2025)
- Total reserves (gold at market value) 2.48 billion SDR (2025)
- Total reserves (gold at national valuation) 2.48 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 208.09 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Haiti?
- Interest rate spread in Haiti was 8.7% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Haiti?
- The highest recorded value was 18.6% in 2005.
- What is the lowest interest rate spread recorded in Haiti?
- The lowest recorded value was 6.2% in 2019.
- How does Haiti rank for interest rate spread?
- Haiti ranks 26th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Haiti?
- Over the last ten years it is up 1.0%. The long-run trend across the full record is falling.
- Where does this Haiti data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.