Interest rate spread (lending rate minus deposit rate, %) in Honduras
Honduras: Interest rate spread (lending rate minus deposit rate, %) was 6.1% in 2025. ▬ Flat
Interest rate spread in Honduras, 1985–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
The most recent figure for interest rate spread in Honduras is 6.1%, measured in 2025.
Compared with earlier readings it is down 13.3% on the previous year and down 43.9% over ten years.
Over the whole period, interest rate spread in Honduras peaked at 15.0% in 1995 and was at its lowest, 5.9%, in 1987.
That places Honduras 52nd out of 141 countries with data for 2025, putting it in the middle of the range.
Interest rate spread (lending rate minus deposit rate, %) in Honduras, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1985 | 6.4% | — |
| 1986 | 6.4% | +0.7% |
| 1987 | 5.9% | -7.7% |
| 1988 | 6.8% | +13.9% |
| 1989 | 6.8% | +1.5% |
| 1990 | 8.3% | +20.8% |
| 1991 | 10.4% | +26.0% |
| 1992 | 9.3% | -10.4% |
| 1993 | 10.5% | +12.0% |
| 1994 | 13.1% | +25.4% |
| 1995 | 15.0% | +14.2% |
| 1996 | 13.0% | -13.0% |
| 1997 | 10.8% | -17.3% |
| 1998 | 12.1% | +12.3% |
| 1999 | 10.2% | -15.9% |
| 2000 | 10.9% | +6.9% |
| 2001 | 9.3% | -14.7% |
| 2002 | 8.9% | -3.7% |
| 2003 | 9.3% | +4.2% |
| 2004 | 8.8% | -5.8% |
| 2005 | 7.9% | -9.7% |
| 2006 | 8.1% | +2.2% |
| 2007 | 8.8% | +8.8% |
| 2008 | 8.4% | -4.3% |
| 2009 | 8.6% | +2.2% |
| 2010 | 9.1% | +4.9% |
| 2011 | 10.4% | +14.6% |
| 2012 | 9.5% | -8.3% |
| 2013 | 8.4% | -11.4% |
| 2014 | 9.8% | +16.1% |
| 2015 | 11.0% | +11.9% |
| 2016 | 10.7% | -2.5% |
| 2017 | 11.0% | +3.0% |
| 2018 | 9.5% | -13.6% |
| 2019 | 8.9% | -6.2% |
| 2020 | 8.9% | -0.5% |
| 2021 | 10.2% | +14.4% |
| 2022 | 10.3% | +1.7% |
| 2023 | 8.5% | -18.1% |
| 2024 | 7.1% | -16.2% |
| 2025 | 6.1% | -13.3% |
Honduras compared with similar countries
- Honduras's 6.1% is below the median for lower middle income countries, which is 6.3%, 97% of the median. (37 countries reporting)
- Honduras's 6.1% is above the median for Latin America & Caribbean, which is 6.1%, 1.0× the median. (31 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 6.5% | 5.9% | 6.8% | 5 |
| 1990s | 11.3% | 8.3% | 15.0% | 10 |
| 2000s | 8.9% | 7.9% | 10.9% | 10 |
| 2010s | 9.8% | 8.4% | 11.0% | 10 |
| 2020s | 8.5% | 6.1% | 10.3% | 6 |
Countries ranked near Honduras
- 49 Algeria 6.2% compare
- 50 Mexico 6.2% compare
- 51 Cape Verde 6.2% compare
- 53 Tonga 6.1% compare
- 54 Montenegro 6.0% compare
- 55 Trinidad and Tobago 6.0% compare
More financial sector data for Honduras
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 4.82 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 3.52 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 4.82 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Honduras?
- Interest rate spread in Honduras was 6.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Honduras?
- The highest recorded value was 15.0% in 1995.
- What is the lowest interest rate spread recorded in Honduras?
- The lowest recorded value was 5.9% in 1987.
- How does Honduras rank for interest rate spread?
- Honduras ranks 52nd out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Honduras?
- Over the last ten years it is down 43.9%. The long-run trend across the full record is flat.
- Where does this Honduras data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.