Interest rate spread (lending rate minus deposit rate, %) in Tonga
Tonga: Interest rate spread (lending rate minus deposit rate, %) was 6.1% in 2025. ▬ Flat
Interest rate spread in Tonga, 2012–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Tonga recorded 6.1% for interest rate spread in 2025.
The figure is down 2.4% on the previous year and up 16.2% over ten years.
Over the whole period, interest rate spread in Tonga peaked at 6.8% in 2012 and was at its lowest, 4.8%, in 2016.
Tonga ranks 53rd of 141 countries on this measure, in the middle of the range.
Interest rate spread (lending rate minus deposit rate, %) in Tonga, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2012 | 6.8% | — |
| 2013 | 6.5% | -4.1% |
| 2014 | 5.8% | -11.0% |
| 2015 | 5.2% | -10.3% |
| 2016 | 4.8% | -8.1% |
| 2017 | 4.9% | +1.4% |
| 2018 | 5.2% | +7.0% |
| 2019 | 5.8% | +11.2% |
| 2020 | 5.8% | -0.4% |
| 2021 | 5.9% | +1.9% |
| 2022 | 6.2% | +5.9% |
| 2023 | 6.2% | -0.3% |
| 2024 | 6.2% | +0.2% |
| 2025 | 6.1% | -2.4% |
Tonga compared with similar countries
- Tonga's 6.1% is above the median for upper middle income countries, which is 5.4%, 1.1× the median. (49 countries reporting)
- Tonga's 6.1% is above the median for East Asia & Pacific, which is 5.0%, 1.2× the median. (25 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 5.6% | 4.8% | 6.8% | 8 |
| 2020s | 6.0% | 5.8% | 6.2% | 6 |
Countries ranked near Tonga
- 50 Mexico 6.2% compare
- 51 Cape Verde 6.2% compare
- 52 Honduras 6.1% compare
- 54 Montenegro 6.0% compare
- 55 Trinidad and Tobago 6.0% compare
- 56 Azerbaijan 6.0% compare
More financial sector data for Tonga
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0069 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 45.37 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0051 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 33.13 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0069 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 45.37 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Tonga?
- Interest rate spread in Tonga was 6.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Tonga?
- The highest recorded value was 6.8% in 2012.
- What is the lowest interest rate spread recorded in Tonga?
- The lowest recorded value was 4.8% in 2016.
- How does Tonga rank for interest rate spread?
- Tonga ranks 53rd out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Tonga?
- Over the last ten years it is up 16.2%. The long-run trend across the full record is flat.
- Where does this Tonga data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 14 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.