Interest rate spread in Tonga
Tonga: Interest rate spread was 6.1% in 2025. ▬ Flat
Interest rate spread in Tonga, 2012–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Tonga recorded 6.1% for interest rate spread in 2025.
The figure is down 2.4% on the previous year and up 16.2% over ten years.
Over the whole period, interest rate spread in Tonga peaked at 6.8% in 2012 and was at its lowest, 4.8%, in 2016.
Tonga ranks 53rd of 140 countries on this measure, in the middle of the range.
Interest rate spread in Tonga, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2012 | 6.8% | — |
| 2013 | 6.5% | -4.1% |
| 2014 | 5.8% | -11.0% |
| 2015 | 5.2% | -10.3% |
| 2016 | 4.8% | -8.1% |
| 2017 | 4.9% | +1.4% |
| 2018 | 5.2% | +7.0% |
| 2019 | 5.8% | +11.2% |
| 2020 | 5.8% | -0.4% |
| 2021 | 5.9% | +1.9% |
| 2022 | 6.2% | +5.9% |
| 2023 | 6.2% | -0.3% |
| 2024 | 6.2% | +0.2% |
| 2025 | 6.1% | -2.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 5.6% | 4.8% | 6.8% | 8 |
| 2020s | 6.0% | 5.8% | 6.2% | 6 |
Countries ranked near Tonga
- 50 Cape Verde 6.2% compare
- 51 Nigeria 6.2% compare
- 52 Honduras 6.1% compare
- 54 Montenegro 6.0% compare
- 55 Trinidad and Tobago 6.0% compare
- 56 Azerbaijan 6.0% compare
More financial sector data for Tonga
- Net domestic credit (current LCU), per capita 2,704 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 0.4131 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate -5.83 % change on previous year (2025)
- Reserves excluding gold, foreign exchange 278.97 million SDR (2025)
- Reserves excluding gold 301.36 million SDR (2025)
- Total reserves (gold at market value) 301.36 million SDR (2025)
- Total reserves (gold at national valuation) 301.36 million SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 2,905 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate 4.17 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 2,905 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Tonga?
- Interest rate spread in Tonga was 6.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Tonga?
- The highest recorded value was 6.8% in 2012.
- What is the lowest interest rate spread recorded in Tonga?
- The lowest recorded value was 4.8% in 2016.
- How does Tonga rank for interest rate spread?
- Tonga ranks 53rd out of 140 countries with data for 2025.
- Is interest rate spread rising or falling in Tonga?
- Over the last ten years it is up 16.2%. The long-run trend across the full record is flat.
- Where does this Tonga data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.