Interest rate spread in Israel
Israel: Interest rate spread was 2.5% in 2022. ▼ Falling
Interest rate spread in Israel, 2013–2022
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2022, interest rate spread in Israel stood at 2.5%. That is the lowest value across all 10 years on record.
Compared with earlier readings it is down 5.1% on the previous year and down 18.5% over ten years.
Over the whole period, interest rate spread in Israel peaked at 3.1% in 2014 and was at its lowest, 2.5%, in 2022.
That places Israel 116th out of 141 countries with data for 2022, putting it in the bottom quarter.
Interest rate spread in Israel, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2013 | 3.1% | — |
| 2014 | 3.1% | +0.4% |
| 2015 | 3.0% | -3.5% |
| 2016 | 2.9% | -2.2% |
| 2017 | 3.0% | +1.4% |
| 2018 | 2.9% | -2.1% |
| 2019 | 2.9% | -1.1% |
| 2020 | 2.8% | -4.3% |
| 2021 | 2.7% | -3.7% |
| 2022 | 2.5% | -5.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 3.0% | 2.9% | 3.1% | 7 |
| 2020s | 2.6% | 2.5% | 2.8% | 3 |
Countries ranked near Israel
More financial sector data for Israel
- Net domestic credit (current LCU), per capita 219,130 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 3.63 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 15.29 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 0 SDR (2018)
- Gold reserves at market value 0 SDR (2018)
- Reserves excluding gold, foreign exchange 164.17 billion SDR (2025)
- Reserves excluding gold 167.57 billion SDR (2025)
- Total reserves (gold at market value) 167.57 billion SDR (2025)
- Total reserves (gold at national valuation) 167.57 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 16,554 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Israel?
- Interest rate spread in Israel was 2.5% in 2022, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Israel?
- The highest recorded value was 3.1% in 2014.
- What is the lowest interest rate spread recorded in Israel?
- The lowest recorded value was 2.5% in 2022.
- How does Israel rank for interest rate spread?
- Israel ranks 116th out of 141 countries with data for 2022.
- Is interest rate spread rising or falling in Israel?
- Over the last ten years it is down 18.5%. The long-run trend across the full record is falling.
- Where does this Israel data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.