Interest rate spread in Kuwait
Kuwait: Interest rate spread was 2.4% in 2025. ▲ Rising
Interest rate spread in Kuwait, 1980–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
The most recent figure for interest rate spread in Kuwait is 2.4%, measured in 2025.
Compared with earlier readings it is down 2.2% on the previous year and up 0.7% over ten years.
Over the whole period, interest rate spread in Kuwait peaked at 4.0% in 2005 and was at its lowest, 0.1%, in 1981.
That places Kuwait 117th out of 140 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 46 years of available data.
Interest rate spread in Kuwait, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1980 | 2.3% | — |
| 1981 | 0.1% | -96.9% |
| 1982 | 0.2% | +144.2% |
| 1983 | 1.2% | +598.1% |
| 1984 | 0.8% | -30.8% |
| 1985 | 1.5% | +77.5% |
| 1986 | 1.8% | +21.5% |
| 1987 | 2.1% | +16.7% |
| 1988 | 1.4% | -33.0% |
| 1989 | 1.0% | -31.8% |
| 1990 | 1.2% | +21.8% |
| 1991 | 1.3% | +9.6% |
| 1992 | 0.4% | -69.0% |
| 1993 | 0.9% | +118.4% |
| 1994 | 1.9% | +116.6% |
| 1995 | 1.8% | -3.8% |
| 1996 | 2.7% | +48.3% |
| 1997 | 2.9% | +5.5% |
| 1998 | 2.6% | -8.9% |
| 1999 | 2.8% | +7.0% |
| 2000 | 3.0% | +6.4% |
| 2001 | 3.4% | +14.6% |
| 2002 | 3.3% | -2.3% |
| 2003 | 3.0% | -9.9% |
| 2004 | 3.0% | -0.6% |
| 2005 | 4.0% | +35.1% |
| 2006 | 3.7% | -9.3% |
| 2007 | 3.1% | -15.5% |
| 2008 | 2.8% | -9.1% |
| 2009 | 3.3% | +18.5% |
| 2010 | 3.1% | -7.3% |
| 2011 | 3.0% | -1.7% |
| 2012 | 2.9% | -3.0% |
| 2013 | 2.5% | -13.6% |
| 2014 | 2.2% | -11.7% |
| 2015 | 2.4% | +6.8% |
| 2016 | 2.9% | +19.0% |
| 2017 | 3.1% | +7.8% |
| 2018 | 3.2% | +2.7% |
| 2019 | 2.9% | -7.5% |
| 2020 | 2.5% | -13.9% |
| 2021 | 2.3% | -8.4% |
| 2022 | 2.3% | +0.2% |
| 2023 | 2.4% | +5.2% |
| 2024 | 2.5% | +1.5% |
| 2025 | 2.4% | -2.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 1.2% | 0.1% | 2.3% | 10 |
| 1990s | 1.9% | 0.4% | 2.9% | 10 |
| 2000s | 3.3% | 2.8% | 4.0% | 10 |
| 2010s | 2.8% | 2.2% | 3.2% | 10 |
| 2020s | 2.4% | 2.3% | 2.5% | 6 |
Countries ranked near Kuwait
More financial sector data for Kuwait
- Net domestic credit (current LCU), per capita 9,517 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 0.2945 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 15.75 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 88.87 million SDR (2025)
- Gold reserves at market value 8.10 billion SDR (2025)
- Reserves excluding gold, foreign exchange 25.92 billion SDR (2025)
- Reserves excluding gold 29.68 billion SDR (2025)
- Total reserves (gold at market value) 37.78 billion SDR (2025)
- Total reserves (gold at national valuation) 29.76 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 6,116 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Kuwait?
- Interest rate spread in Kuwait was 2.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Kuwait?
- The highest recorded value was 4.0% in 2005.
- What is the lowest interest rate spread recorded in Kuwait?
- The lowest recorded value was 0.1% in 1981.
- How does Kuwait rank for interest rate spread?
- Kuwait ranks 117th out of 140 countries with data for 2025.
- Is interest rate spread rising or falling in Kuwait?
- Over the last ten years it is up 0.7%. The long-run trend across the full record is rising.
- Where does this Kuwait data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.