Interest rate spread in Hungary
Hungary: Interest rate spread was 2.3% in 2025. ◆ Volatile
Interest rate spread in Hungary, 1990–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Hungary recorded 2.3% for interest rate spread in 2025.
Compared with earlier readings it is down 21.8% on the previous year and up 28.6% over ten years.
Over the whole period, interest rate spread in Hungary peaked at 10.4% in 1993 and was at its lowest, 1.4%, in 2017.
Hungary ranks 120th of 140 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Interest rate spread in Hungary, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1990 | 5.1% | — |
| 1991 | 5.9% | +17.2% |
| 1992 | 9.6% | +61.7% |
| 1993 | 10.4% | +8.2% |
| 1994 | 7.9% | -24.1% |
| 1995 | 7.8% | -0.6% |
| 1996 | 6.7% | -14.8% |
| 1997 | 4.1% | -38.4% |
| 1998 | 3.9% | -6.0% |
| 1999 | 3.7% | -4.5% |
| 2000 | 3.4% | -7.7% |
| 2001 | 3.1% | -8.1% |
| 2002 | 2.8% | -9.1% |
| 2003 | 2.5% | -11.3% |
| 2004 | 2.3% | -8.1% |
| 2005 | 2.1% | -8.2% |
| 2006 | 2.0% | -4.0% |
| 2007 | 1.9% | -9.3% |
| 2008 | 2.1% | +14.5% |
| 2009 | 2.9% | +36.3% |
| 2010 | 2.7% | -8.2% |
| 2011 | 2.8% | +6.4% |
| 2012 | 2.7% | -3.6% |
| 2013 | 2.5% | -7.1% |
| 2014 | 2.7% | +5.4% |
| 2015 | 1.8% | -33.0% |
| 2016 | 1.5% | -15.7% |
| 2017 | 1.4% | -9.8% |
| 2018 | 1.4% | +3.4% |
| 2019 | 1.7% | +20.0% |
| 2020 | 1.5% | -11.7% |
| 2021 | 2.0% | +30.9% |
| 2022 | 2.3% | +17.5% |
| 2023 | 2.2% | -4.7% |
| 2024 | 2.9% | +34.9% |
| 2025 | 2.3% | -21.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 6.5% | 3.7% | 10.4% | 10 |
| 2000s | 2.5% | 1.9% | 3.4% | 10 |
| 2010s | 2.1% | 1.4% | 2.8% | 10 |
| 2020s | 2.2% | 1.5% | 2.9% | 6 |
Countries ranked near Hungary
- 117 Kuwait 2.4% compare
- 118 Malaysia 2.4% compare
- 119 Bosnia and Herzegovina 2.3% compare
- 121 Switzerland 2.0% compare
- 122 Chile 1.5% compare
- 123 New Zealand 1.5% compare
More financial sector data for Hungary
- Net domestic credit (current LCU), per capita 4.99 million current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 214.29 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 9.38 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 123.80 million SDR (2025)
- Gold reserves at market value 11.28 billion SDR (2025)
- Reserves excluding gold, foreign exchange 29.95 billion SDR (2025)
- Reserves excluding gold 31.87 billion SDR (2025)
- Total reserves (gold at market value) 43.15 billion SDR (2025)
- Total reserves (gold at national valuation) 43.04 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 4,524 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Hungary?
- Interest rate spread in Hungary was 2.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Hungary?
- The highest recorded value was 10.4% in 1993.
- What is the lowest interest rate spread recorded in Hungary?
- The lowest recorded value was 1.4% in 2017.
- How does Hungary rank for interest rate spread?
- Hungary ranks 120th out of 140 countries with data for 2025.
- Is interest rate spread rising or falling in Hungary?
- Over the last ten years it is up 28.6%. The long-run trend across the full record is volatile.
- Where does this Hungary data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.