Interest rate spread (lending rate minus deposit rate, %) in Hungary
Hungary: Interest rate spread (lending rate minus deposit rate, %) was 2.3% in 2025. ◆ Volatile
Interest rate spread in Hungary, 1990–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Hungary recorded 2.3% for interest rate spread in 2025.
Compared with earlier readings it is down 21.8% on the previous year and up 28.6% over ten years.
Over the whole period, interest rate spread in Hungary peaked at 10.4% in 1993 and was at its lowest, 1.4%, in 2017.
Hungary ranks 121st of 141 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Interest rate spread (lending rate minus deposit rate, %) in Hungary, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1990 | 5.1% | — |
| 1991 | 5.9% | +17.2% |
| 1992 | 9.6% | +61.7% |
| 1993 | 10.4% | +8.2% |
| 1994 | 7.9% | -24.1% |
| 1995 | 7.8% | -0.6% |
| 1996 | 6.7% | -14.8% |
| 1997 | 4.1% | -38.4% |
| 1998 | 3.9% | -6.0% |
| 1999 | 3.7% | -4.5% |
| 2000 | 3.4% | -7.7% |
| 2001 | 3.1% | -8.1% |
| 2002 | 2.8% | -9.1% |
| 2003 | 2.5% | -11.3% |
| 2004 | 2.3% | -8.1% |
| 2005 | 2.1% | -8.2% |
| 2006 | 2.0% | -4.0% |
| 2007 | 1.9% | -9.3% |
| 2008 | 2.1% | +14.5% |
| 2009 | 2.9% | +36.3% |
| 2010 | 2.7% | -8.2% |
| 2011 | 2.8% | +6.4% |
| 2012 | 2.7% | -3.6% |
| 2013 | 2.5% | -7.1% |
| 2014 | 2.7% | +5.4% |
| 2015 | 1.8% | -33.0% |
| 2016 | 1.5% | -15.7% |
| 2017 | 1.4% | -9.8% |
| 2018 | 1.4% | +3.4% |
| 2019 | 1.7% | +20.0% |
| 2020 | 1.5% | -11.7% |
| 2021 | 2.0% | +30.9% |
| 2022 | 2.3% | +17.5% |
| 2023 | 2.2% | -4.7% |
| 2024 | 2.9% | +34.9% |
| 2025 | 2.3% | -21.8% |
Hungary compared with similar countries
- Hungary's 2.3% is below the median for high income countries, which is 3.1%, 75% of the median. (38 countries reporting)
- Hungary's 2.3% is below the median for Europe & Central Asia, which is 4.0%, 58% of the median. (27 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 6.5% | 3.7% | 10.4% | 10 |
| 2000s | 2.5% | 1.9% | 3.4% | 10 |
| 2010s | 2.1% | 1.4% | 2.8% | 10 |
| 2020s | 2.2% | 1.5% | 2.9% | 6 |
Countries ranked near Hungary
More financial sector data for Hungary
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 43.35 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 31.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 43.35 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Hungary?
- Interest rate spread in Hungary was 2.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Hungary?
- The highest recorded value was 10.4% in 1993.
- What is the lowest interest rate spread recorded in Hungary?
- The lowest recorded value was 1.4% in 2017.
- How does Hungary rank for interest rate spread?
- Hungary ranks 121st out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Hungary?
- Over the last ten years it is up 28.6%. The long-run trend across the full record is volatile.
- Where does this Hungary data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.