Interest rate spread in Chile
Chile: Interest rate spread was 1.5% in 2018. ▼ Falling
Interest rate spread in Chile, 1985–2018
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
The most recent figure for interest rate spread in Chile is 1.5%, measured in 2018. That is the lowest value across all 34 years on record.
That represents a change of down 8.6% on the previous year and down 74.4% over ten years.
Over the whole period, interest rate spread in Chile peaked at 8.5% in 1990 and was at its lowest, 1.5%, in 2018.
Chile ranks 122nd of 140 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 34 years of available data.
Interest rate spread in Chile, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1985 | 7.9% | — |
| 1986 | 7.3% | -7.0% |
| 1987 | 7.4% | +0.9% |
| 1988 | 6.0% | -18.0% |
| 1989 | 8.2% | +35.9% |
| 1990 | 8.5% | +3.6% |
| 1991 | 6.2% | -26.9% |
| 1992 | 5.7% | -8.8% |
| 1993 | 6.1% | +7.6% |
| 1994 | 5.2% | -14.5% |
| 1995 | 4.4% | -15.2% |
| 1996 | 3.9% | -12.2% |
| 1997 | 3.7% | -6.0% |
| 1998 | 5.3% | +43.8% |
| 1999 | 4.1% | -22.6% |
| 2000 | 5.6% | +38.9% |
| 2001 | 5.7% | +1.1% |
| 2002 | 4.0% | -30.6% |
| 2003 | 3.4% | -13.0% |
| 2004 | 3.2% | -7.4% |
| 2005 | 2.7% | -13.9% |
| 2006 | 2.9% | +5.4% |
| 2007 | 3.1% | +5.8% |
| 2008 | 5.8% | +88.6% |
| 2009 | 5.2% | -9.9% |
| 2010 | 3.0% | -42.3% |
| 2011 | 3.7% | +24.6% |
| 2012 | 4.3% | +14.0% |
| 2013 | 4.1% | -4.1% |
| 2014 | 4.2% | +2.1% |
| 2015 | 1.9% | -54.4% |
| 2016 | 1.8% | -7.0% |
| 2017 | 1.6% | -9.0% |
| 2018 | 1.5% | -8.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 7.4% | 6.0% | 8.2% | 5 |
| 1990s | 5.3% | 3.7% | 8.5% | 10 |
| 2000s | 4.2% | 2.7% | 5.8% | 10 |
| 2010s | 2.9% | 1.5% | 4.3% | 9 |
Countries ranked near Chile
- 119 Bosnia and Herzegovina 2.3% compare
- 120 Hungary 2.3% compare
- 121 Switzerland 2.0% compare
- 123 New Zealand 1.5% compare
- 124 South Korea 1.5% compare
- 125 Oman 1.3% compare
More financial sector data for Chile
- Total reserves in months of imports, annual growth rate 0.6991 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 6.87 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0926 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 1,667 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 6.03 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 1,817 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 6.05 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 1,818 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Chile?
- Interest rate spread in Chile was 1.5% in 2018, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Chile?
- The highest recorded value was 8.5% in 1990.
- What is the lowest interest rate spread recorded in Chile?
- The lowest recorded value was 1.5% in 2018.
- How does Chile rank for interest rate spread?
- Chile ranks 122nd out of 140 countries with data for 2018.
- Is interest rate spread rising or falling in Chile?
- Over the last ten years it is down 74.4%. The long-run trend across the full record is falling.
- Where does this Chile data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.