Interest rate spread (lending rate minus deposit rate, %) in Oman
Oman: Interest rate spread (lending rate minus deposit rate, %) was 1.3% in 2021. ▲ Rising
Interest rate spread in Oman, 1984–2021
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2021, interest rate spread in Oman stood at 1.3%.
The figure is down 6.0% on the previous year and down 61.6% over ten years.
Over the whole period, interest rate spread in Oman peaked at 5.9% in 2003 and was at its lowest, 1.2%, in 1985.
Oman ranks 125th of 141 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 38 years of available data.
Interest rate spread (lending rate minus deposit rate, %) in Oman, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1984 | 1.3% | — |
| 1985 | 1.2% | -9.5% |
| 1986 | 1.5% | +27.0% |
| 1987 | 1.6% | +5.1% |
| 1988 | 2.0% | +23.0% |
| 1989 | 1.5% | -23.5% |
| 1990 | 1.6% | +4.3% |
| 1991 | 2.1% | +34.8% |
| 1992 | 3.0% | +42.7% |
| 1993 | 3.9% | +28.0% |
| 1994 | 4.6% | +18.9% |
| 1995 | 3.3% | -28.4% |
| 1996 | 2.9% | -12.9% |
| 1997 | 2.5% | -13.2% |
| 1998 | 1.9% | -21.7% |
| 1999 | 2.4% | +23.3% |
| 2000 | 2.5% | +3.1% |
| 2001 | 3.5% | +40.4% |
| 2002 | 5.5% | +58.7% |
| 2003 | 5.9% | +7.0% |
| 2004 | 5.7% | -3.3% |
| 2005 | 4.5% | -21.6% |
| 2006 | 3.5% | -21.4% |
| 2007 | 3.2% | -9.1% |
| 2008 | 2.9% | -8.0% |
| 2009 | 2.9% | -1.3% |
| 2010 | 3.4% | +16.7% |
| 2011 | 3.5% | +3.9% |
| 2012 | 3.2% | -8.5% |
| 2013 | 3.0% | -7.9% |
| 2014 | 3.0% | +2.1% |
| 2015 | 3.0% | -1.4% |
| 2016 | 2.4% | -21.0% |
| 2017 | 1.7% | -27.4% |
| 2018 | 1.7% | -2.0% |
| 2019 | 1.5% | -8.2% |
| 2020 | 1.4% | -6.8% |
| 2021 | 1.3% | -6.0% |
Oman compared with similar countries
- Oman's 1.3% is below the median for high income countries, which is 3.1%, 44% of the median. (38 countries reporting)
- Oman's 1.3% is below the median for Middle East, North Africa, Afghanistan & Pakistan, which is 3.3%, 41% of the median. (15 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 1.5% | 1.2% | 2.0% | 6 |
| 1990s | 2.8% | 1.6% | 4.6% | 10 |
| 2000s | 4.0% | 2.5% | 5.9% | 10 |
| 2010s | 2.6% | 1.5% | 3.5% | 10 |
| 2020s | 1.4% | 1.3% | 1.4% | 2 |
Countries ranked near Oman
More financial sector data for Oman
- Reserve position in the IMF, US dollar, annual growth rate 7.04 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 34.73 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 1.93 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 25.36 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 7.04 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 34.73 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 1.93 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Oman?
- Interest rate spread in Oman was 1.3% in 2021, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Oman?
- The highest recorded value was 5.9% in 2003.
- What is the lowest interest rate spread recorded in Oman?
- The lowest recorded value was 1.2% in 1985.
- How does Oman rank for interest rate spread?
- Oman ranks 125th out of 141 countries with data for 2021.
- Is interest rate spread rising or falling in Oman?
- Over the last ten years it is down 61.6%. The long-run trend across the full record is rising.
- Where does this Oman data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.