Interest rate spread in Middle East, North Africa, Afghanistan & Pakistan (excluding high income)
Middle East, North Africa, Afghanistan & Pakistan (excluding high income): Interest rate spread was 4.8% in 2015. ▼ Falling
Interest rate spread in Middle East, North Africa, Afghanistan & Pakistan (excluding high income), 2004–2015
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Middle East, North Africa, Afghanistan & Pakistan (excluding high income) recorded 4.8% for interest rate spread in 2015.
The figure is up 8.4% on the previous year and down 4.0% over ten years.
Over the whole period, interest rate spread in Middle East, North Africa, Afghanistan & Pakistan (excluding high income) peaked at 5.6% in 2009 and was at its lowest, 4.5%, in 2014.
That places Middle East, North Africa, Afghanistan & Pakistan (excluding high income) 33rd out of 40 groups with data for 2015, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 12 years of available data.
Interest rate spread in Middle East, North Africa, Afghanistan & Pakistan (excluding high income), year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2004 | 5.5% | — |
| 2005 | 5.0% | -8.2% |
| 2006 | 4.9% | -3.4% |
| 2007 | 5.0% | +2.1% |
| 2008 | 5.4% | +7.8% |
| 2009 | 5.6% | +4.9% |
| 2010 | 5.3% | -5.4% |
| 2011 | 5.2% | -3.2% |
| 2012 | 5.0% | -3.0% |
| 2013 | 4.7% | -5.9% |
| 2014 | 4.5% | -5.1% |
| 2015 | 4.8% | +8.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.2% | 4.9% | 5.6% | 6 |
| 2010s | 4.9% | 4.5% | 5.3% | 6 |
Countries ranked near Middle East, North Africa, Afghanistan & Pakistan (excluding high income)
More financial sector data for Middle East, North Africa, Afghanistan & Pakistan (excluding high income)
- Net migration -1.28 million (2025)
- Domestic credit to private sector by banks 26.9% (2025)
- Total reserves in months of imports 9.99 (2024)
- Monetary Sector credit to private sector 27.0% (2025)
- Broad money 69.6% (2024)
- Claims on central government, etc. 36.2% (2025)
- Total reserves in months of imports, per capita 0 units per person (2024)
- Total reserves in months of imports, annual growth rate -39.19 % change on previous year (2024)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2024)
- Domestic credit to private sector 27.6% (2024)
All data for Middle East, North Africa, Afghanistan & Pakistan (excluding high income) →
Frequently asked questions
- What is interest rate spread in Middle East, North Africa, Afghanistan & Pakistan (excluding high income)?
- Interest rate spread in Middle East, North Africa, Afghanistan & Pakistan (excluding high income) was 4.8% in 2015, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Middle East, North Africa, Afghanistan & Pakistan (excluding high income)?
- The highest recorded value was 5.6% in 2009.
- What is the lowest interest rate spread recorded in Middle East, North Africa, Afghanistan & Pakistan (excluding high income)?
- The lowest recorded value was 4.5% in 2014.
- How does Middle East, North Africa, Afghanistan & Pakistan (excluding high income) rank for interest rate spread?
- Middle East, North Africa, Afghanistan & Pakistan (excluding high income) ranks 33rd out of 40 groups with data for 2015.
- Is interest rate spread rising or falling in Middle East, North Africa, Afghanistan & Pakistan (excluding high income)?
- Over the last ten years it is down 4.0%. The long-run trend across the full record is falling.
- Where does this Middle East, North Africa, Afghanistan & Pakistan (excluding high income) data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.