Interest rate spread in Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD)
Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD): Interest rate spread was 4.7% in 2015. ▼ Falling
Interest rate spread in Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD), 2004–2015
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2015, interest rate spread in Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD) stood at 4.7%.
That represents a change of up 5.6% on the previous year and down 5.7% over ten years.
Over the whole period, interest rate spread in Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD) peaked at 5.5% in 2009 and was at its lowest, 4.5%, in 2014.
That places Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD) 35th out of 40 groups with data for 2015, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 12 years of available data.
Interest rate spread in Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD), year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2004 | 5.2% | — |
| 2005 | 5.0% | -4.3% |
| 2006 | 5.0% | +0.0% |
| 2007 | 5.0% | +0.0% |
| 2008 | 5.0% | +0.0% |
| 2009 | 5.5% | +9.7% |
| 2010 | 5.2% | -5.8% |
| 2011 | 5.0% | -3.2% |
| 2012 | 5.0% | +0.0% |
| 2013 | 4.6% | -7.8% |
| 2014 | 4.5% | -3.0% |
| 2015 | 4.7% | +5.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.1% | 5.0% | 5.5% | 6 |
| 2010s | 4.8% | 4.5% | 5.2% | 6 |
Countries ranked near Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD)
More financial sector data for Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD)
- Net migration -1.26 million (2025)
- Monetary Sector credit to private sector 26.6% (2025)
- Broad money 69.2% (2024)
- Claims on central government, etc. 36.5% (2025)
- Domestic credit to private sector 27.3% (2024)
- Total reserves in months of imports, per capita 0 units per person (2024)
- Total reserves in months of imports, annual growth rate -39.16 % change on previous year (2024)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2024)
- Total reserves in months of imports 10.02 (2024)
- Net migration, annual growth rate -43.6 % change on previous year (2025)
All data for Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD) →
Frequently asked questions
- What is interest rate spread in Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD)?
- Interest rate spread in Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD) was 4.7% in 2015, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD)?
- The highest recorded value was 5.5% in 2009.
- What is the lowest interest rate spread recorded in Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD)?
- The lowest recorded value was 4.5% in 2014.
- How does Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD) rank for interest rate spread?
- Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD) ranks 35th out of 40 groups with data for 2015.
- Is interest rate spread rising or falling in Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD)?
- Over the last ten years it is down 5.7%. The long-run trend across the full record is falling.
- Where does this Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD) data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 12 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.