Interest rate spread in Republic of Moldova
Republic of Moldova: Interest rate spread was 4.2% in 2025. ▼ Falling
Interest rate spread in Republic of Moldova, 1995–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Republic of Moldova recorded 4.2% for interest rate spread in 2025.
The figure is down 24.1% on the previous year and up 94.1% over ten years.
Over the whole period, interest rate spread in Republic of Moldova peaked at 14.3% in 1995 and was at its lowest, 2.2%, in 2015.
Republic of Moldova ranks 85th of 140 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 31 years of available data.
Interest rate spread in Republic of Moldova, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1995 | 14.3% | — |
| 1996 | 11.2% | -21.2% |
| 1997 | 9.9% | -12.3% |
| 1998 | 9.2% | -7.2% |
| 1999 | 8.0% | -12.6% |
| 2000 | 8.9% | +11.5% |
| 2001 | 7.8% | -12.9% |
| 2002 | 9.3% | +20.1% |
| 2003 | 6.7% | -27.7% |
| 2004 | 5.8% | -13.6% |
| 2005 | 6.0% | +3.8% |
| 2006 | 6.2% | +3.3% |
| 2007 | 3.8% | -38.9% |
| 2008 | 3.1% | -18.0% |
| 2009 | 5.6% | +79.0% |
| 2010 | 8.7% | +55.1% |
| 2011 | 6.9% | -21.0% |
| 2012 | 5.8% | -15.7% |
| 2013 | 5.1% | -12.4% |
| 2014 | 5.3% | +4.5% |
| 2015 | 2.2% | -58.9% |
| 2016 | 3.6% | +63.0% |
| 2017 | 4.6% | +29.3% |
| 2018 | 4.4% | -5.1% |
| 2019 | 3.6% | -16.3% |
| 2020 | 4.4% | +19.3% |
| 2021 | 3.9% | -9.4% |
| 2022 | 2.5% | -37.1% |
| 2023 | 5.4% | +116.3% |
| 2024 | 5.6% | +3.8% |
| 2025 | 4.2% | -24.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 10.5% | 8.0% | 14.3% | 5 |
| 2000s | 6.3% | 3.1% | 9.3% | 10 |
| 2010s | 5.0% | 2.2% | 8.7% | 10 |
| 2020s | 4.3% | 2.5% | 5.6% | 6 |
Countries ranked near Republic of Moldova
More financial sector data for Republic of Moldova
- Total reserves (gold at national valuation) (SDR), annual growth rate 4.3 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,858 SDR per person (2025)
- Total reserves in months of imports, annual growth rate -5.91 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 4.23 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.215 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 1,854 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 4.24 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 1,855 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Republic of Moldova?
- Interest rate spread in Republic of Moldova was 4.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Republic of Moldova?
- The highest recorded value was 14.3% in 1995.
- What is the lowest interest rate spread recorded in Republic of Moldova?
- The lowest recorded value was 2.2% in 2015.
- How does Republic of Moldova rank for interest rate spread?
- Republic of Moldova ranks 85th out of 140 countries with data for 2025.
- Is interest rate spread rising or falling in Republic of Moldova?
- Over the last ten years it is up 94.1%. The long-run trend across the full record is falling.
- Where does this Republic of Moldova data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.