Interest rate spread in Saint Kitts and Nevis
Saint Kitts and Nevis: Interest rate spread was 4.4% in 2025. ▼ Falling
Interest rate spread in Saint Kitts and Nevis, 1980–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
The most recent figure for interest rate spread in Saint Kitts and Nevis is 4.4%, measured in 2025.
That represents a change of up 0.4% on the previous year and down 33.5% over ten years.
Over the whole period, interest rate spread in Saint Kitts and Nevis peaked at 7.7% in 2003 and was at its lowest, 4.0%, in 2010.
That places Saint Kitts and Nevis 84th out of 141 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently falling across the 46 years of available data.
Interest rate spread in Saint Kitts and Nevis, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1980 | 4.3% | — |
| 1981 | 4.8% | +11.1% |
| 1982 | 4.8% | +0.0% |
| 1983 | 4.4% | -6.6% |
| 1984 | 5.4% | +21.3% |
| 1985 | 6.9% | +27.4% |
| 1986 | 7.3% | +6.1% |
| 1987 | 7.2% | -0.7% |
| 1988 | 6.3% | -13.4% |
| 1989 | 6.7% | +7.1% |
| 1990 | 6.7% | -0.8% |
| 1991 | 6.8% | +1.7% |
| 1992 | 6.4% | -5.3% |
| 1993 | 5.9% | -8.2% |
| 1994 | 7.0% | +18.1% |
| 1995 | 6.4% | -8.4% |
| 1996 | 6.7% | +4.5% |
| 1997 | 6.9% | +3.6% |
| 1998 | 7.2% | +4.5% |
| 1999 | 6.9% | -4.3% |
| 2000 | 6.8% | -1.6% |
| 2001 | 6.8% | +1.0% |
| 2002 | 6.9% | +0.5% |
| 2003 | 7.7% | +12.2% |
| 2004 | 5.7% | -26.1% |
| 2005 | 5.5% | -3.2% |
| 2006 | 4.7% | -14.2% |
| 2007 | 4.7% | -1.2% |
| 2008 | 4.2% | -11.3% |
| 2009 | 4.2% | +0.2% |
| 2010 | 4.0% | -3.3% |
| 2011 | 5.0% | +23.8% |
| 2012 | 4.5% | -10.4% |
| 2013 | 5.0% | +13.0% |
| 2014 | 6.1% | +21.0% |
| 2015 | 6.6% | +7.8% |
| 2016 | 6.7% | +2.4% |
| 2017 | 6.8% | +1.4% |
| 2018 | 6.8% | -0.6% |
| 2019 | 6.5% | -3.9% |
| 2020 | 5.4% | -16.7% |
| 2021 | 4.9% | -9.9% |
| 2022 | 5.0% | +2.2% |
| 2023 | 4.7% | -6.6% |
| 2024 | 4.4% | -6.7% |
| 2025 | 4.4% | +0.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 5.8% | 4.3% | 7.3% | 10 |
| 1990s | 6.7% | 5.9% | 7.2% | 10 |
| 2000s | 5.7% | 4.2% | 7.7% | 10 |
| 2010s | 5.8% | 4.0% | 6.8% | 10 |
| 2020s | 4.8% | 4.4% | 5.4% | 6 |
Countries ranked near Saint Kitts and Nevis
More financial sector data for Saint Kitts and Nevis
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 28.67 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 20.93 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 28.67 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Saint Kitts and Nevis?
- Interest rate spread in Saint Kitts and Nevis was 4.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Saint Kitts and Nevis?
- The highest recorded value was 7.7% in 2003.
- What is the lowest interest rate spread recorded in Saint Kitts and Nevis?
- The lowest recorded value was 4.0% in 2010.
- How does Saint Kitts and Nevis rank for interest rate spread?
- Saint Kitts and Nevis ranks 84th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Saint Kitts and Nevis?
- Over the last ten years it is down 33.5%. The long-run trend across the full record is falling.
- Where does this Saint Kitts and Nevis data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 46 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.