Interest rate spread in Post-demographic dividend
Post-demographic dividend: Interest rate spread was 3.9% in 2014. ▼ Falling
Interest rate spread in Post-demographic dividend, 2002–2014
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
The most recent figure for interest rate spread in Post-demographic dividend is 3.9%, measured in 2014.
That represents a change of up 13.3% on the previous year and down 16.9% over ten years.
Over the whole period, interest rate spread in Post-demographic dividend peaked at 4.8% in 2003 and was at its lowest, 3.5%, in 2013.
Post-demographic dividend ranks 39th of 40 groups on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 12 years of available data.
Interest rate spread in Post-demographic dividend, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2002 | 4.7% | — |
| 2003 | 4.8% | +1.6% |
| 2004 | 4.7% | -1.2% |
| 2005 | 4.6% | -3.0% |
| 2006 | 4.3% | -6.1% |
| 2008 | 4.2% | -3.2% |
| 2009 | 4.3% | +3.6% |
| 2010 | 4.7% | +9.2% |
| 2011 | 4.6% | -2.0% |
| 2012 | 4.2% | -10.4% |
| 2013 | 3.5% | -16.2% |
| 2014 | 3.9% | +13.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.5% | 4.2% | 4.8% | 7 |
| 2010s | 4.2% | 3.5% | 4.7% | 5 |
Countries ranked near Post-demographic dividend
More financial sector data for Post-demographic dividend
- Broad money 123.1% (2024)
- Total reserves in months of imports, annual growth rate 5.98 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Net migration, annual growth rate 0.6008 % change on previous year (2025)
- Net migration 4.13 million (2025)
- Domestic credit to private sector 158.9% (2024)
- Claims on central government, etc. 45.8% (2024)
- Monetary Sector credit to private sector 73.2% (2024)
- Domestic credit to private sector by banks 72.6% (2024)
Frequently asked questions
- What is interest rate spread in Post-demographic dividend?
- Interest rate spread in Post-demographic dividend was 3.9% in 2014, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Post-demographic dividend?
- The highest recorded value was 4.8% in 2003.
- What is the lowest interest rate spread recorded in Post-demographic dividend?
- The lowest recorded value was 3.5% in 2013.
- How does Post-demographic dividend rank for interest rate spread?
- Post-demographic dividend ranks 39th out of 40 groups with data for 2014.
- Is interest rate spread rising or falling in Post-demographic dividend?
- Over the last ten years it is down 16.9%. The long-run trend across the full record is falling.
- Where does this Post-demographic dividend data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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CSV · JSON — 12 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.