Lending interest rate in Guyana

Guyana: Lending interest rate was 8.2% in 2025. ▼ Falling

Latest (2025)
8.2%
Change on year
down 1.7%
World rank
80th
of 149 countries
All-time high
33.5%
in 1991
All-time low
8.2%
in 2025
Years of data
45
1981–2025

Lending interest rate in Guyana, 1981–2025

1020301981200320251981: 13.5 %1982: 14.4 %1983: 15 %1984: 15 %1985: 15 %1986: 15 %1987: 15 %1988: 15.1 %1989: 18.9 %1990: 32.8 %1991: 33.5 %1992: 28.7 %1993: 19.4 %1994: 18.4 %1995: 19.2 %1996: 17.8 %1997: 17 %1998: 16.8 %1999: 17.1 %2000: 17.3 %2001: 17 %2002: 16.3 %2003: 15 %2004: 14.5 %2005: 14.5 %2006: 14.5 %2007: 14.6 %2008: 14.6 %2009: 14.5 %2010: 14.5 %2011: 14.5 %2012: 13.9 %2013: 13.5 %2014: 12.8 %2015: 12.8 %2016: 13 %2017: 13 %2018: 13 %2019: 10.5 %2020: 9.5 %2021: 8.9 %2022: 8.4 %2023: 8.4 %2024: 8.4 %2025: 8.2 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for lending interest rate in Guyana is 8.2%, measured in 2025. That is the lowest value across all 45 years on record.

The figure is down 1.7% on the previous year and down 35.8% over ten years.

Over the whole period, lending interest rate in Guyana peaked at 33.5% in 1991 and was at its lowest, 8.2%, in 2025.

Guyana ranks 80th of 149 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 45 years of available data.

Lending interest rate in Guyana, year by year

Annual values for Lending interest rate (%) in Guyana, 1981 to 2025.
Year % Change
1981 13.5% —
1982 14.4% +6.5%
1983 15.0% +4.3%
1984 15.0% +0.0%
1985 15.0% +0.0%
1986 15.0% +0.0%
1987 15.0% +0.0%
1988 15.1% +0.5%
1989 18.9% +25.7%
1990 32.8% +72.9%
1991 33.5% +2.4%
1992 28.7% -14.5%
1993 19.4% -32.5%
1994 18.4% -5.2%
1995 19.2% +4.7%
1996 17.8% -7.4%
1997 17.0% -4.2%
1998 16.8% -1.6%
1999 17.1% +2.0%
2000 17.3% +1.1%
2001 17.0% -1.7%
2002 16.3% -4.0%
2003 15.0% -8.2%
2004 14.5% -3.0%
2005 14.5% -0.0%
2006 14.5% +0.0%
2007 14.6% +0.5%
2008 14.6% -0.2%
2009 14.5% -0.3%
2010 14.5% +0.0%
2011 14.5% -0.6%
2012 13.9% -4.1%
2013 13.5% -2.6%
2014 12.8% -4.9%
2015 12.8% +0.0%
2016 13.0% +1.3%
2017 13.0% +0.0%
2018 13.0% +0.0%
2019 10.5% -19.4%
2020 9.5% -9.7%
2021 8.9% -6.2%
2022 8.4% -5.2%
2023 8.4% -0.5%
2024 8.4% +0.0%
2025 8.2% -1.7%

Guyana compared with similar countries

  • Guyana's 8.2% is above the median for high income countries, which is 5.2%, 1.6× the median. (42 countries reporting)
  • Guyana's 8.2% is below the median for Latin America & Caribbean, which is 8.8%, 94% of the median. (31 countries reporting)

Biggest year-on-year movements

Years where Lending interest rate in Guyana changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
1990 +72.9% 18.9% 32.8%
1993 -32.5% 28.7% 19.4%
1989 +25.7% 15.1% 18.9%

Averages by decade

DecadeAverage LowestHighest Years
1980s 15.2% 13.5% 18.9% 9
1990s 22.1% 16.8% 33.5% 10
2000s 15.3% 14.5% 17.3% 10
2010s 13.2% 10.5% 14.5% 10
2020s 8.6% 8.2% 9.5% 6

Countries ranked near Guyana

  1. 77 Vanuatu 8.4% compare
  2. 78 Samoa 8.4% compare
  3. 79 Papua New Guinea 8.3% compare
  4. 81 Jordan 8.1% compare
  5. 82 Barbados 8.1% compare
  6. 83 Comoros 8.0% compare

See the full ranking of 149 places →

More financial sector data for Guyana

All data for Guyana →

Frequently asked questions

What is lending interest rate in Guyana?
Lending interest rate in Guyana was 8.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest lending interest rate recorded in Guyana?
The highest recorded value was 33.5% in 1991.
What is the lowest lending interest rate recorded in Guyana?
The lowest recorded value was 8.2% in 2025.
How does Guyana rank for lending interest rate?
Guyana ranks 80th out of 149 countries with data for 2025.
Is lending interest rate rising or falling in Guyana?
Over the last ten years it is down 35.8%. The long-run trend across the full record is falling.
Where does this Guyana data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.

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Lending interest rate in Guyana. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 25 September 2026, from https://financial-sector.statizoid.com/stat/lending-interest-rate-percent/guyana/

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About this data

Indicator
Lending interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
149 places, 4,803 data points, 1960–2025
Last refreshed

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.