Lending interest rate in Samoa
Samoa: Lending interest rate was 8.4% in 2025. ▼ Falling
Lending interest rate in Samoa, 2001–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, lending interest rate in Samoa stood at 8.4%.
That represents a change of down 0.5% on the previous year and down 11.8% over ten years.
Over the whole period, lending interest rate in Samoa peaked at 12.7% in 2008 and was at its lowest, 8.3%, in 2022.
That places Samoa 78th out of 149 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently falling across the 25 years of available data.
Lending interest rate in Samoa, year by year
| Year | % | Change |
|---|---|---|
| 2001 | 11.6% | — |
| 2002 | 11.4% | -1.1% |
| 2003 | 11.3% | -1.4% |
| 2004 | 11.2% | -0.5% |
| 2005 | 11.4% | +1.8% |
| 2006 | 11.7% | +2.6% |
| 2007 | 12.7% | +7.9% |
| 2008 | 12.7% | +0.1% |
| 2009 | 12.1% | -4.6% |
| 2010 | 10.7% | -11.3% |
| 2011 | 10.0% | -7.1% |
| 2012 | 9.9% | -1.0% |
| 2013 | 10.2% | +3.5% |
| 2014 | 10.0% | -1.8% |
| 2015 | 9.5% | -5.1% |
| 2016 | 9.1% | -4.4% |
| 2017 | 8.8% | -3.6% |
| 2018 | 9.0% | +2.2% |
| 2019 | 8.9% | -0.2% |
| 2020 | 8.7% | -2.5% |
| 2021 | 8.5% | -2.2% |
| 2022 | 8.3% | -2.6% |
| 2023 | 8.3% | +0.3% |
| 2024 | 8.4% | +1.3% |
| 2025 | 8.4% | -0.5% |
Samoa compared with similar countries
- Samoa's 8.4% is below the median for upper middle income countries, which is 8.8%, 95% of the median. (49 countries reporting)
- Samoa's 8.4% is above the median for East Asia & Pacific, which is 5.5%, 1.5× the median. (25 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 11.8% | 11.2% | 12.7% | 9 |
| 2010s | 9.6% | 8.8% | 10.7% | 10 |
| 2020s | 8.4% | 8.3% | 8.7% | 6 |
Countries ranked near Samoa
More financial sector data for Samoa
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 11.51 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 8.41 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 11.51 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is lending interest rate in Samoa?
- Lending interest rate in Samoa was 8.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Samoa?
- The highest recorded value was 12.7% in 2008.
- What is the lowest lending interest rate recorded in Samoa?
- The lowest recorded value was 8.3% in 2022.
- How does Samoa rank for lending interest rate?
- Samoa ranks 78th out of 149 countries with data for 2025.
- Is lending interest rate rising or falling in Samoa?
- Over the last ten years it is down 11.8%. The long-run trend across the full record is falling.
- Where does this Samoa data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.