Lending interest rate in Belize
Belize: Lending interest rate was 8.5% in 2025. ▼ Falling
Lending interest rate in Belize, 1982–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, lending interest rate in Belize stood at 8.5%.
Compared with earlier readings it is up 0.7% on the previous year and down 17.8% over ten years.
Over the whole period, lending interest rate in Belize peaked at 16.5% in 1998 and was at its lowest, 8.4%, in 2024.
That places Belize 76th out of 149 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently falling across the 44 years of available data.
Lending interest rate in Belize, year by year
| Year | % | Change |
|---|---|---|
| 1982 | 14.6% | — |
| 1983 | 14.6% | +0.0% |
| 1984 | 14.6% | +0.0% |
| 1985 | 14.6% | +0.0% |
| 1986 | 14.7% | +0.7% |
| 1987 | 14.1% | -3.7% |
| 1988 | 13.6% | -4.1% |
| 1989 | 13.8% | +1.5% |
| 1990 | 14.0% | +2.0% |
| 1991 | 14.2% | +1.4% |
| 1992 | 14.3% | +0.5% |
| 1993 | 14.4% | +0.3% |
| 1994 | 14.8% | +2.8% |
| 1995 | 15.7% | +6.2% |
| 1996 | 16.3% | +3.9% |
| 1997 | 16.3% | -0.1% |
| 1998 | 16.5% | +1.3% |
| 1999 | 16.3% | -1.4% |
| 2000 | 16.0% | -1.6% |
| 2001 | 15.5% | -3.4% |
| 2002 | 14.8% | -4.0% |
| 2003 | 14.3% | -3.3% |
| 2004 | 13.9% | -2.8% |
| 2005 | 14.3% | +2.2% |
| 2006 | 14.2% | -0.3% |
| 2007 | 14.3% | +0.9% |
| 2008 | 14.1% | -1.3% |
| 2009 | 14.1% | -0.4% |
| 2010 | 13.9% | -1.4% |
| 2011 | 13.4% | -3.7% |
| 2012 | 12.4% | -6.9% |
| 2013 | 11.6% | -7.0% |
| 2014 | 10.8% | -6.5% |
| 2015 | 10.3% | -4.6% |
| 2016 | 9.8% | -4.6% |
| 2017 | 9.5% | -3.8% |
| 2018 | 9.1% | -3.7% |
| 2019 | 9.1% | -0.5% |
| 2020 | 8.7% | -3.7% |
| 2021 | 8.4% | -3.4% |
| 2022 | 8.5% | +1.0% |
| 2023 | 8.4% | -1.0% |
| 2024 | 8.4% | -0.2% |
| 2025 | 8.5% | +0.7% |
Belize compared with similar countries
- Belize's 8.5% is below the median for upper middle income countries, which is 8.8%, 97% of the median. (49 countries reporting)
- Belize's 8.5% is below the median for Latin America & Caribbean, which is 8.8%, 97% of the median. (31 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 14.3% | 13.6% | 14.7% | 8 |
| 1990s | 15.3% | 14.0% | 16.5% | 10 |
| 2000s | 14.6% | 13.9% | 16.0% | 10 |
| 2010s | 11.0% | 9.1% | 13.9% | 10 |
| 2020s | 8.5% | 8.4% | 8.7% | 6 |
Countries ranked near Belize
More financial sector data for Belize
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0026 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 20.12 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 14.69 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0026 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 20.12 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is lending interest rate in Belize?
- Lending interest rate in Belize was 8.5% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Belize?
- The highest recorded value was 16.5% in 1998.
- What is the lowest lending interest rate recorded in Belize?
- The lowest recorded value was 8.4% in 2024.
- How does Belize rank for lending interest rate?
- Belize ranks 76th out of 149 countries with data for 2025.
- Is lending interest rate rising or falling in Belize?
- Over the last ten years it is down 17.8%. The long-run trend across the full record is falling.
- Where does this Belize data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.