Lending interest rate in Romania
Romania: Lending interest rate was 8.5% in 2025. ◆ Volatile
Lending interest rate in Romania, 1993–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Romania recorded 8.5% for lending interest rate in 2025.
Compared with earlier readings it is down 2.7% on the previous year and up 25.9% over ten years.
Over the whole period, lending interest rate in Romania peaked at 90.4% in 1994 and was at its lowest, 5.6%, in 2017.
Romania ranks 74th of 149 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Lending interest rate in Romania, year by year
| Year | % | Change |
|---|---|---|
| 1993 | 86.4% | — |
| 1994 | 90.4% | +4.6% |
| 1995 | 50.7% | -43.9% |
| 1996 | 55.1% | +8.7% |
| 1997 | 72.5% | +31.5% |
| 1998 | 55.3% | -23.7% |
| 1999 | 65.6% | +18.7% |
| 2000 | 53.9% | -18.0% |
| 2001 | 45.4% | -15.7% |
| 2002 | 35.4% | -22.0% |
| 2003 | 25.4% | -28.2% |
| 2004 | 25.6% | +0.7% |
| 2005 | 19.6% | -23.5% |
| 2006 | 14.0% | -28.7% |
| 2007 | 13.3% | -4.5% |
| 2008 | 15.0% | +12.3% |
| 2009 | 17.3% | +15.3% |
| 2010 | 14.1% | -18.5% |
| 2011 | 12.1% | -13.8% |
| 2012 | 11.3% | -6.6% |
| 2013 | 10.5% | -7.1% |
| 2014 | 8.5% | -19.5% |
| 2015 | 6.8% | -20.1% |
| 2016 | 5.7% | -15.6% |
| 2017 | 5.6% | -2.5% |
| 2018 | 6.8% | +22.4% |
| 2019 | 7.2% | +5.2% |
| 2020 | 6.5% | -9.4% |
| 2021 | 5.6% | -13.5% |
| 2022 | 7.8% | +38.2% |
| 2023 | 9.3% | +20.2% |
| 2024 | 8.8% | -6.0% |
| 2025 | 8.5% | -2.7% |
Romania compared with similar countries
- Romania's 8.5% is above the median for high income countries, which is 5.2%, 1.6× the median. (42 countries reporting)
- Romania's 8.5% is above the median for Europe & Central Asia, which is 6.7%, 1.3× the median. (29 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 68.0% | 50.7% | 90.4% | 7 |
| 2000s | 26.5% | 13.3% | 53.9% | 10 |
| 2010s | 8.9% | 5.6% | 14.1% | 10 |
| 2020s | 7.7% | 5.6% | 9.3% | 6 |
Countries ranked near Romania
More financial sector data for Romania
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, SDR, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 12.7 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1232 SDR per US$ of GDP (2025)
Frequently asked questions
- What is lending interest rate in Romania?
- Lending interest rate in Romania was 8.5% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Romania?
- The highest recorded value was 90.4% in 1994.
- What is the lowest lending interest rate recorded in Romania?
- The lowest recorded value was 5.6% in 2017.
- How does Romania rank for lending interest rate?
- Romania ranks 74th out of 149 countries with data for 2025.
- Is lending interest rate rising or falling in Romania?
- Over the last ten years it is up 25.9%. The long-run trend across the full record is volatile.
- Where does this Romania data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.