Lending interest rate in Seychelles
Seychelles: Lending interest rate was 9.9% in 2025. ▼ Falling
Lending interest rate in Seychelles, 1989–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for lending interest rate in Seychelles is 9.9%, measured in 2025.
That represents a change of up 0.5% on the previous year and down 20.3% over ten years.
Over the whole period, lending interest rate in Seychelles peaked at 16.2% in 1996 and was at its lowest, 9.1%, in 2022.
That places Seychelles 63rd out of 149 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently falling across the 37 years of available data.
Lending interest rate in Seychelles, year by year
| Year | % | Change |
|---|---|---|
| 1989 | 15.5% | — |
| 1990 | 15.6% | +0.9% |
| 1991 | 15.6% | -0.5% |
| 1992 | 15.6% | -0.1% |
| 1993 | 15.7% | +1.0% |
| 1994 | 15.7% | +0.0% |
| 1995 | 15.8% | +0.3% |
| 1996 | 16.2% | +2.9% |
| 1997 | 14.9% | -8.2% |
| 1998 | 14.3% | -3.9% |
| 1999 | 11.2% | -21.9% |
| 2000 | 10.7% | -3.9% |
| 2001 | 10.6% | -1.0% |
| 2002 | 10.6% | -0.4% |
| 2003 | 10.6% | +0.3% |
| 2004 | 10.0% | -5.9% |
| 2005 | 9.8% | -2.2% |
| 2006 | 10.1% | +2.9% |
| 2007 | 10.9% | +8.4% |
| 2008 | 11.8% | +8.4% |
| 2009 | 15.3% | +30.0% |
| 2010 | 12.7% | -17.2% |
| 2011 | 11.2% | -11.9% |
| 2012 | 12.2% | +8.9% |
| 2013 | 12.3% | +0.8% |
| 2014 | 11.6% | -5.2% |
| 2015 | 12.4% | +6.1% |
| 2016 | 12.4% | -0.0% |
| 2017 | 12.2% | -0.9% |
| 2018 | 12.3% | +0.6% |
| 2019 | 12.6% | +2.4% |
| 2020 | 11.6% | -7.9% |
| 2021 | 9.2% | -21.1% |
| 2022 | 9.1% | -0.6% |
| 2023 | 9.5% | +4.7% |
| 2024 | 9.8% | +2.9% |
| 2025 | 9.9% | +0.5% |
Seychelles compared with similar countries
- Seychelles's 9.9% is above the median for high income countries, which is 5.2%, 1.9× the median. (42 countries reporting)
- Seychelles's 9.9% is below the median for Sub-Saharan Africa, which is 12.4%, 80% of the median. (39 countries reporting)
Biggest year-on-year movements
Years where Lending interest rate in Seychelles changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2009 | +30.0% | 11.8% | 15.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 15.5% | 15.5% | 15.5% | 1 |
| 1990s | 15.1% | 11.2% | 16.2% | 10 |
| 2000s | 11.0% | 9.8% | 15.3% | 10 |
| 2010s | 12.2% | 11.2% | 12.7% | 10 |
| 2020s | 9.8% | 9.1% | 11.6% | 6 |
Countries ranked near Seychelles
More financial sector data for Seychelles
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 39.96 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0015 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 29.18 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 39.96 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is lending interest rate in Seychelles?
- Lending interest rate in Seychelles was 9.9% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Seychelles?
- The highest recorded value was 16.2% in 1996.
- What is the lowest lending interest rate recorded in Seychelles?
- The lowest recorded value was 9.1% in 2022.
- How does Seychelles rank for lending interest rate?
- Seychelles ranks 63rd out of 149 countries with data for 2025.
- Is lending interest rate rising or falling in Seychelles?
- Over the last ten years it is down 20.3%. The long-run trend across the full record is falling.
- Where does this Seychelles data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.