Lending interest rate in Uruguay
Uruguay: Lending interest rate was 10.1% in 2025. ◆ Volatile
Lending interest rate in Uruguay, 1976–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, lending interest rate in Uruguay stood at 10.1%.
Compared with earlier readings it is up 1.6% on the previous year and down 36.5% over ten years.
Over the whole period, lending interest rate in Uruguay peaked at 169.1% in 1990 and was at its lowest, 7.5%, in 2021.
That places Uruguay 62nd out of 149 countries with data for 2025, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Lending interest rate in Uruguay, year by year
| Year | % | Change |
|---|---|---|
| 1976 | 59.7% | — |
| 1977 | 62.2% | +4.1% |
| 1978 | 71.9% | +15.7% |
| 1979 | 63.5% | -11.6% |
| 1980 | 64.6% | +1.6% |
| 1981 | 58.5% | -9.3% |
| 1982 | 56.7% | -3.1% |
| 1983 | 90.8% | +60.0% |
| 1984 | 80.7% | -11.1% |
| 1985 | 91.7% | +13.6% |
| 1986 | 91.8% | +0.2% |
| 1987 | 92.9% | +1.1% |
| 1988 | 98.4% | +6.0% |
| 1989 | 123.7% | +25.7% |
| 1990 | 169.1% | +36.7% |
| 1991 | 148.2% | -12.4% |
| 1992 | 114.1% | -23.0% |
| 1993 | 94.3% | -17.4% |
| 1994 | 92.2% | -2.3% |
| 1995 | 96.0% | +4.2% |
| 1996 | 88.7% | -7.7% |
| 1997 | 69.3% | -21.8% |
| 1998 | 56.1% | -19.0% |
| 1999 | 51.6% | -8.0% |
| 2000 | 47.5% | -7.9% |
| 2001 | 50.1% | +5.4% |
| 2002 | 118.4% | +136.2% |
| 2003 | 58.9% | -50.2% |
| 2004 | 23.7% | -59.8% |
| 2005 | 13.6% | -42.5% |
| 2006 | 9.3% | -32.0% |
| 2007 | 8.9% | -3.4% |
| 2008 | 12.4% | +39.2% |
| 2009 | 15.3% | +22.8% |
| 2010 | 10.3% | -32.4% |
| 2011 | 9.8% | -5.3% |
| 2012 | 11.2% | +14.5% |
| 2013 | 12.4% | +11.0% |
| 2014 | 15.5% | +24.9% |
| 2015 | 15.8% | +2.0% |
| 2016 | 16.2% | +2.1% |
| 2017 | 13.8% | -14.5% |
| 2018 | 12.2% | -11.8% |
| 2019 | 11.6% | -5.3% |
| 2020 | 11.2% | -2.8% |
| 2021 | 7.5% | -33.7% |
| 2022 | 10.9% | +45.8% |
| 2023 | 11.9% | +9.5% |
| 2024 | 9.9% | -16.7% |
| 2025 | 10.1% | +1.6% |
Uruguay compared with similar countries
- Uruguay's 10.1% is above the median for high income countries, which is 5.2%, 1.9× the median. (42 countries reporting)
- Uruguay's 10.1% is above the median for Latin America & Caribbean, which is 8.8%, 1.1× the median. (31 countries reporting)
Biggest year-on-year movements
Years where Lending interest rate in Uruguay changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2002 | +136.2% | 50.1% | 118.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 64.3% | 59.7% | 71.9% | 4 |
| 1980s | 85.0% | 56.7% | 123.7% | 10 |
| 1990s | 98.0% | 51.6% | 169.1% | 10 |
| 2000s | 35.8% | 8.9% | 118.4% | 10 |
| 2010s | 12.9% | 9.8% | 16.2% | 10 |
| 2020s | 10.2% | 7.5% | 11.9% | 6 |
Countries ranked near Uruguay
More financial sector data for Uruguay
- Reserve position in the IMF, US dollar, annual growth rate 7.91 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 44.98 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 2.76 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 32.84 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 7.91 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 44.98 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 2.76 % change on previous year (2025)
Frequently asked questions
- What is lending interest rate in Uruguay?
- Lending interest rate in Uruguay was 10.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Uruguay?
- The highest recorded value was 169.1% in 1990.
- What is the lowest lending interest rate recorded in Uruguay?
- The lowest recorded value was 7.5% in 2021.
- How does Uruguay rank for lending interest rate?
- Uruguay ranks 62nd out of 149 countries with data for 2025.
- Is lending interest rate rising or falling in Uruguay?
- Over the last ten years it is down 36.5%. The long-run trend across the full record is volatile.
- Where does this Uruguay data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.