Lending rate, Foreign Currency, Rate, Percent per annum in North Macedonia

North Macedonia: Lending rate, Foreign Currency, Rate, Percent per annum was 4.31 in 2025. ▼ Falling

Latest (2025)
4.31
Change on year
down 12.4%
World rank
31st
of 33 countries
All-time high
9.3
in 2006
All-time low
3.99
in 2022
Years of data
21
2005–2025

Lending rate, Foreign Currency, Rate, Percent per annum in North Macedonia, 2005–2025

02468102005201520252005: 9.32006: 9.32007: 9.22008: 8.62009: 8.52010: 8.12011: 7.82012: 7.52013: 7.12014: 6.72015: 6.22016: 5.72017: 5.32018: 4.92019: 4.62020: 4.32021: 4.12022: 42023: 5.12024: 4.92025: 4.3

Source: International Monetary Fund.

Analysis

In 2025, lending rate, foreign currency, rate, percent per annum in North Macedonia stood at 4.31.

The figure is down 12.4% on the previous year and down 30.5% over ten years.

Over the whole period, lending rate, foreign currency, rate, percent per annum in North Macedonia peaked at 9.3 in 2006 and was at its lowest, 3.99, in 2022.

North Macedonia ranks 31st of 33 countries on this measure, in the bottom quarter.

The long-run direction has been consistently falling across the 21 years of available data.

Lending rate, Foreign Currency, Rate, Percent per annum in North Macedonia, year by year

Annual values for Lending rate, Foreign Currency, Rate, Percent per annum in North Macedonia, 2005 to 2025.
Year Value Change
2005 9.29 —
2006 9.3 +0.1%
2007 9.16 -1.4%
2008 8.63 -5.8%
2009 8.5 -1.6%
2010 8.07 -5.0%
2011 7.85 -2.8%
2012 7.47 -4.8%
2013 7.06 -5.5%
2014 6.66 -5.7%
2015 6.2 -7.0%
2016 5.72 -7.8%
2017 5.28 -7.6%
2018 4.89 -7.3%
2019 4.61 -5.9%
2020 4.3 -6.7%
2021 4.1 -4.5%
2022 3.99 -2.7%
2023 5.07 +26.9%
2024 4.92 -2.9%
2025 4.31 -12.4%

North Macedonia compared with similar countries

  • North Macedonia's 4.31 is below the median for upper middle income countries, which is 7.51, 57% of the median. (17 countries reporting)
  • North Macedonia's 4.31 is below the median for Europe & Central Asia, which is 6.04, 71% of the median. (8 countries reporting)

Biggest year-on-year movements

Years where Lending rate, Foreign Currency, Rate, Percent per annum in North Macedonia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2023 +26.9% 3.99 5.07

Averages by decade

DecadeAverage LowestHighest Years
2000s 8.98 8.5 9.3 5
2010s 6.38 4.61 8.07 10
2020s 4.45 3.99 5.07 6

Countries ranked near North Macedonia

  1. 28 Indonesia 5.55 compare
  2. 29 Uruguay 5.46 compare
  3. 30 Moldova 5.37 compare
  4. 32 Poland 4.03 compare
  5. 33 Oman 3.51 compare

See the full ranking of 34 places →

More financial sector data for North Macedonia

All data for North Macedonia →

Frequently asked questions

What is lending rate, foreign currency, rate, percent per annum in North Macedonia?
Lending rate, foreign currency, rate, percent per annum in North Macedonia was 4.31 in 2025, according to International Monetary Fund.
What is the highest lending rate, foreign currency, rate, percent per annum recorded in North Macedonia?
The highest recorded value was 9.3 in 2006.
What is the lowest lending rate, foreign currency, rate, percent per annum recorded in North Macedonia?
The lowest recorded value was 3.99 in 2022.
How does North Macedonia rank for lending rate, foreign currency, rate, percent per annum?
North Macedonia ranks 31st out of 33 countries with data for 2025.
Is lending rate, foreign currency, rate, percent per annum rising or falling in North Macedonia?
Over the last ten years it is down 30.5%. The long-run trend across the full record is falling.
Where does this North Macedonia data come from?
The figures come from International Monetary Fund, published as part of Lending rate, Foreign Currency, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Lending rate, Foreign Currency, Rate, Percent per annum in North Macedonia. Statizoid, drawing on International Monetary Fund. Retrieved 10 November 2026, from https://financial-sector.statizoid.com/stat/lending-rate-foreign-currency-rate-percent-per-annum/north-macedonia/

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About this data

Indicator
Lending rate, Foreign Currency, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
34 places, 829 data points, 1987–2025
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.