Lending rate, Foreign Currency, Rate, Percent per annum in Poland

Poland: Lending rate, Foreign Currency, Rate, Percent per annum was 4.03 in 2025. ▼ Falling

Latest (2025)
4.03
Change on year
down 28.5%
World rank
32nd
of 33 countries
All-time high
5.99
in 2008
All-time low
1.73
in 2016
Years of data
22
2004–2025

Lending rate, Foreign Currency, Rate, Percent per annum in Poland, 2004–2025

234562004201420252004: 3.82005: 3.92006: 4.52007: 5.72008: 62009: 42010: 3.62011: 3.72012: 3.52013: 2.82014: 2.72015: 22016: 1.72017: 1.92018: 22019: 22020: 22021: 1.92022: 2.42023: 5.42024: 5.62025: 4

Source: International Monetary Fund.

Analysis

The most recent figure for lending rate, foreign currency, rate, percent per annum in Poland is 4.03, measured in 2025.

The figure is down 28.5% on the previous year and up 100.7% over ten years.

Over the whole period, lending rate, foreign currency, rate, percent per annum in Poland peaked at 5.99 in 2008 and was at its lowest, 1.73, in 2016.

Poland ranks 32nd of 33 countries on this measure, in the bottom quarter.

The long-run direction has been consistently falling across the 22 years of available data.

Lending rate, Foreign Currency, Rate, Percent per annum in Poland, year by year

Annual values for Lending rate, Foreign Currency, Rate, Percent per annum in Poland, 2004 to 2025.
Year Value Change
2004 3.82
2005 3.87 +1.4%
2006 4.5 +16.3%
2007 5.72 +27.1%
2008 5.99 +4.6%
2009 3.98 -33.5%
2010 3.56 -10.6%
2011 3.7 +3.8%
2012 3.52 -4.8%
2013 2.81 -20.2%
2014 2.68 -4.7%
2015 2.01 -25.0%
2016 1.73 -13.9%
2017 1.9 +9.9%
2018 1.98 +4.2%
2019 2 +1.0%
2020 2.02 +1.0%
2021 1.88 -7.2%
2022 2.44 +29.9%
2023 5.44 +123.4%
2024 5.64 +3.6%
2025 4.03 -28.5%

Averages by decade

DecadeAverage LowestHighest Years
2000s 4.65 3.82 5.99 6
2010s 2.59 1.73 3.7 10
2020s 3.57 1.88 5.64 6

Countries ranked near Poland

  1. 29 Uruguay 5.46 compare
  2. 30 Republic of Moldova 5.37 compare
  3. 31 North Macedonia 4.31 compare
  4. 33 Oman 3.51 compare

See the full ranking of 34 places →

More financial sector data for Poland

All data for Poland →

Frequently asked questions

What is lending rate, foreign currency, rate, percent per annum in Poland?
Lending rate, foreign currency, rate, percent per annum in Poland was 4.03 in 2025, according to International Monetary Fund.
What is the highest lending rate, foreign currency, rate, percent per annum recorded in Poland?
The highest recorded value was 5.99 in 2008.
What is the lowest lending rate, foreign currency, rate, percent per annum recorded in Poland?
The lowest recorded value was 1.73 in 2016.
How does Poland rank for lending rate, foreign currency, rate, percent per annum?
Poland ranks 32nd out of 33 countries with data for 2025.
Is lending rate, foreign currency, rate, percent per annum rising or falling in Poland?
Over the last ten years it is up 100.7%. The long-run trend across the full record is falling.
Where does this Poland data come from?
The figures come from International Monetary Fund, published as part of Lending rate, Foreign Currency, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Lending rate, Foreign Currency, Rate, Percent per annum in Poland. Statizoid, drawing on International Monetary Fund. Retrieved 23 August 2026, from https://financial-sector.statizoid.com/stat/lending-rate-foreign-currency-rate-percent-per-annum/poland/

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About this data

Indicator
Lending rate, Foreign Currency, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
34 places, 829 data points, 1987–2025
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.