Lending Rate, Percent per annum in Bulgaria
Bulgaria: Lending Rate, Percent per annum was 4.24 in 2025. ◆ Volatile
Lending Rate, Percent per annum in Bulgaria, 1992–2025
Source: International Monetary Fund.
Analysis
In 2025, lending rate, percent per annum in Bulgaria stood at 4.24.
The figure is down 6.6% on the previous year and down 43.1% over ten years.
Over the whole period, lending rate, percent per annum in Bulgaria peaked at 291.06 in 1996 and was at its lowest, 3.75, in 2022.
Bulgaria ranks 133rd of 144 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Lending Rate, Percent per annum in Bulgaria, year by year
| Year | Value | Change |
|---|---|---|
| 1992 | 74.05 | — |
| 1993 | 76.86 | +3.8% |
| 1994 | 102.52 | +33.4% |
| 1995 | 79.36 | -22.6% |
| 1996 | 291.06 | +266.8% |
| 1997 | 213.02 | -26.8% |
| 1998 | 14.08 | -93.4% |
| 1999 | 13.5 | -4.2% |
| 2000 | 11.34 | -16.0% |
| 2001 | 11.11 | -2.1% |
| 2002 | 9.21 | -17.1% |
| 2003 | 8.54 | -7.2% |
| 2004 | 8.87 | +3.8% |
| 2005 | 8.66 | -2.4% |
| 2006 | 8.89 | +2.7% |
| 2007 | 10 | +12.4% |
| 2008 | 10.86 | +8.6% |
| 2009 | 11.34 | +4.4% |
| 2010 | 11.14 | -1.7% |
| 2011 | 10.63 | -4.6% |
| 2012 | 9.71 | -8.6% |
| 2013 | 9.04 | -6.9% |
| 2014 | 8.26 | -8.6% |
| 2015 | 7.45 | -9.8% |
| 2016 | 6.39 | -14.2% |
| 2017 | 5.44 | -14.9% |
| 2018 | 4.96 | -8.8% |
| 2019 | 4.55 | -8.3% |
| 2020 | 4.34 | -4.7% |
| 2021 | 4.12 | -5.1% |
| 2022 | 3.75 | -9.0% |
| 2023 | 4.43 | +18.3% |
| 2024 | 4.54 | +2.4% |
| 2025 | 4.24 | -6.6% |
Bulgaria compared with similar countries
- Bulgaria's 4.24 is below the median for high income countries, which is 5.18, 82% of the median. (37 countries reporting)
- Bulgaria's 4.24 is below the median for Europe & Central Asia, which is 8.27, 51% of the median. (26 countries reporting)
Biggest year-on-year movements
Years where Lending Rate, Percent per annum in Bulgaria changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1996 | +266.8% | 79.36 | 291.06 |
| 1998 | -93.4% | 213.02 | 14.08 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 108.06 | 13.5 | 291.06 | 8 |
| 2000s | 9.88 | 8.54 | 11.34 | 10 |
| 2010s | 7.76 | 4.55 | 11.14 | 10 |
| 2020s | 4.23 | 3.75 | 4.54 | 6 |
Countries ranked near Bulgaria
- 130 San Marino 4.62 compare
- 131 Fiji 4.56 compare
- 132 Bahamas 4.25 compare
- 134 South Korea 4.19 compare
- 135 Chile 4.18 compare
- 136 Bosnia and Herzegovina 4.1 compare
More financial sector data for Bulgaria
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 20.89 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 15.25 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 20.89 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is lending rate, percent per annum in Bulgaria?
- Lending rate, percent per annum in Bulgaria was 4.24 in 2025, according to International Monetary Fund.
- What is the highest lending rate, percent per annum recorded in Bulgaria?
- The highest recorded value was 291.06 in 1996.
- What is the lowest lending rate, percent per annum recorded in Bulgaria?
- The lowest recorded value was 3.75 in 2022.
- How does Bulgaria rank for lending rate, percent per annum?
- Bulgaria ranks 133rd out of 144 countries with data for 2025.
- Is lending rate, percent per annum rising or falling in Bulgaria?
- Over the last ten years it is down 43.1%. The long-run trend across the full record is volatile.
- Where does this Bulgaria data come from?
- The figures come from International Monetary Fund, published as part of Lending Rate, Percent per annum. Statizoid updates them automatically from the source API.
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.