Lending Rate, Percent per annum in Bahamas
Bahamas: Lending Rate, Percent per annum was 4.25 in 2025. ▼ Falling
Lending Rate, Percent per annum in Bahamas, 1976–2025
Source: International Monetary Fund.
Analysis
In 2025, lending rate, percent per annum in Bahamas stood at 4.25. That is the lowest value across all 50 years on record.
That represents a change of down 10.5% over ten years.
Over the whole period, lending rate, percent per annum in Bahamas peaked at 11 in 1981 and was at its lowest, 4.25, in 2017.
Bahamas ranks 132nd of 144 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 50 years of available data.
Lending Rate, Percent per annum in Bahamas, year by year
| Year | Value | Change |
|---|---|---|
| 1976 | 9.5 | — |
| 1977 | 9.5 | +0.0% |
| 1978 | 9.5 | +0.0% |
| 1979 | 9.12 | -3.9% |
| 1980 | 10.83 | +18.7% |
| 1981 | 11 | +1.5% |
| 1982 | 11 | +0.0% |
| 1983 | 11 | +0.0% |
| 1984 | 11 | +0.0% |
| 1985 | 10.33 | -6.1% |
| 1986 | 9.25 | -10.5% |
| 1987 | 9 | -2.7% |
| 1988 | 9 | +0.0% |
| 1989 | 9 | +0.0% |
| 1990 | 9 | +0.0% |
| 1991 | 9 | +0.0% |
| 1992 | 8.08 | -10.2% |
| 1993 | 7.46 | -7.7% |
| 1994 | 6.88 | -7.8% |
| 1995 | 6.75 | -1.8% |
| 1996 | 6.75 | +0.0% |
| 1997 | 6.75 | +0.0% |
| 1998 | 6.75 | +0.0% |
| 1999 | 6.38 | -5.6% |
| 2000 | 6 | -5.9% |
| 2001 | 6 | +0.0% |
| 2002 | 6 | +0.0% |
| 2003 | 6 | +0.0% |
| 2004 | 6 | +0.0% |
| 2005 | 5.54 | -7.6% |
| 2006 | 5.5 | -0.8% |
| 2007 | 5.5 | +0.0% |
| 2008 | 5.5 | +0.0% |
| 2009 | 5.5 | +0.0% |
| 2010 | 5.5 | +0.0% |
| 2011 | 5.06 | -8.0% |
| 2012 | 4.75 | -6.2% |
| 2013 | 4.75 | +0.0% |
| 2014 | 4.75 | +0.0% |
| 2015 | 4.75 | +0.0% |
| 2016 | 4.75 | +0.0% |
| 2017 | 4.25 | -10.5% |
| 2018 | 4.25 | +0.0% |
| 2019 | 4.25 | +0.0% |
| 2020 | 4.25 | +0.0% |
| 2021 | 4.25 | +0.0% |
| 2022 | 4.25 | +0.0% |
| 2023 | 4.25 | +0.0% |
| 2024 | 4.25 | +0.0% |
| 2025 | 4.25 | +0.0% |
Bahamas compared with similar countries
- Bahamas's 4.25 is below the median for high income countries, which is 5.18, 82% of the median. (37 countries reporting)
- Bahamas's 4.25 is below the median for Latin America & Caribbean, which is 9.16, 46% of the median. (31 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 9.41 | 9.12 | 9.5 | 4 |
| 1980s | 10.14 | 9 | 11 | 10 |
| 1990s | 7.38 | 6.38 | 9 | 10 |
| 2000s | 5.75 | 5.5 | 6 | 10 |
| 2010s | 4.71 | 4.25 | 5.5 | 10 |
| 2020s | 4.25 | 4.25 | 4.25 | 6 |
Countries ranked near Bahamas
More financial sector data for Bahamas
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2024)
- Reserve position in the IMF, US dollar, per capita 65.53 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0012 units per US$ of GDP (2024)
- Reserve position in the IMF, SDR, per capita 47.85 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2024)
- Reserve tranche position, US dollar, per capita 65.53 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is lending rate, percent per annum in Bahamas?
- Lending rate, percent per annum in Bahamas was 4.25 in 2025, according to International Monetary Fund.
- What is the highest lending rate, percent per annum recorded in Bahamas?
- The highest recorded value was 11 in 1981.
- What is the lowest lending rate, percent per annum recorded in Bahamas?
- The lowest recorded value was 4.25 in 2017.
- How does Bahamas rank for lending rate, percent per annum?
- Bahamas ranks 132nd out of 144 countries with data for 2025.
- Is lending rate, percent per annum rising or falling in Bahamas?
- Over the last ten years it is down 10.5%. The long-run trend across the full record is falling.
- Where does this Bahamas data come from?
- The figures come from International Monetary Fund, published as part of Lending Rate, Percent per annum. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 50 observations, free to reuse under IMF Terms and Conditions (attribution required).
About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.