Lending Rate, Percent per annum in Czechia
Czechia: Lending Rate, Percent per annum was 4.67 in 2025. ▼ Falling
Lending Rate, Percent per annum in Czechia, 1993–2025
Source: International Monetary Fund.
Analysis
The most recent figure for lending rate, percent per annum in Czechia is 4.67, measured in 2025.
That represents a change of down 1.0% on the previous year and up 9.0% over ten years.
Over the whole period, lending rate, percent per annum in Czechia peaked at 14.07 in 1993 and was at its lowest, 3.2, in 2021.
Czechia ranks 129th of 144 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 33 years of available data.
Lending Rate, Percent per annum in Czechia, year by year
| Year | Value | Change |
|---|---|---|
| 1993 | 14.07 | — |
| 1994 | 13.12 | -6.8% |
| 1995 | 12.8 | -2.4% |
| 1996 | 12.54 | -2.0% |
| 1997 | 13.2 | +5.3% |
| 1998 | 12.81 | -3.0% |
| 1999 | 8.68 | -32.2% |
| 2000 | 7.16 | -17.5% |
| 2001 | 7.2 | +0.5% |
| 2002 | 6.72 | -6.6% |
| 2003 | 5.95 | -11.5% |
| 2004 | 6.03 | +1.3% |
| 2005 | 5.78 | -4.2% |
| 2006 | 5.59 | -3.2% |
| 2007 | 5.79 | +3.5% |
| 2008 | 6.25 | +8.0% |
| 2009 | 5.99 | -4.2% |
| 2010 | 5.89 | -1.7% |
| 2011 | 5.72 | -2.9% |
| 2012 | 5.41 | -5.4% |
| 2013 | 4.97 | -8.1% |
| 2014 | 4.64 | -6.5% |
| 2015 | 4.28 | -7.8% |
| 2016 | 3.91 | -8.8% |
| 2017 | 3.59 | -8.1% |
| 2018 | 3.54 | -1.3% |
| 2019 | 3.69 | +4.1% |
| 2020 | 3.34 | -9.3% |
| 2021 | 3.2 | -4.3% |
| 2022 | 4.23 | +31.9% |
| 2023 | 4.68 | +10.8% |
| 2024 | 4.71 | +0.7% |
| 2025 | 4.67 | -1.0% |
Czechia compared with similar countries
- Czechia's 4.67 is below the median for high income countries, which is 5.18, 90% of the median. (37 countries reporting)
- Czechia's 4.67 is below the median for Europe & Central Asia, which is 8.27, 56% of the median. (26 countries reporting)
Biggest year-on-year movements
Years where Lending Rate, Percent per annum in Czechia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2022 | +31.9% | 3.2 | 4.23 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 12.46 | 8.68 | 14.07 | 7 |
| 2000s | 6.25 | 5.59 | 7.2 | 10 |
| 2010s | 4.56 | 3.54 | 5.89 | 10 |
| 2020s | 4.14 | 3.2 | 4.71 | 6 |
Countries ranked near Czechia
More financial sector data for Czechia
- Reserve position in the IMF, US dollar, annual growth rate 3.88 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 71.12 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate -1.07 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 51.93 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 3.88 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 71.12 units per person (2025)
- Reserve tranche position, SDR, annual growth rate -1.07 % change on previous year (2025)
Frequently asked questions
- What is lending rate, percent per annum in Czechia?
- Lending rate, percent per annum in Czechia was 4.67 in 2025, according to International Monetary Fund.
- What is the highest lending rate, percent per annum recorded in Czechia?
- The highest recorded value was 14.07 in 1993.
- What is the lowest lending rate, percent per annum recorded in Czechia?
- The lowest recorded value was 3.2 in 2021.
- How does Czechia rank for lending rate, percent per annum?
- Czechia ranks 129th out of 144 countries with data for 2025.
- Is lending rate, percent per annum rising or falling in Czechia?
- Over the last ten years it is up 9.0%. The long-run trend across the full record is falling.
- Where does this Czechia data come from?
- The figures come from International Monetary Fund, published as part of Lending Rate, Percent per annum. Statizoid updates them automatically from the source API.
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.