Lending Rate, Percent per annum in Hong Kong
Hong Kong: Lending Rate, Percent per annum was 5.18 in 2025. ▼ Falling
Lending Rate, Percent per annum in Hong Kong, 1990–2025
Source: International Monetary Fund.
Analysis
Hong Kong recorded 5.18 for lending rate, percent per annum in 2025.
That represents a change of down 9.8% on the previous year and up 3.5% over ten years.
Over the whole period, lending rate, percent per annum in Hong Kong peaked at 10 in 1990 and was at its lowest, 5, in 2003.
Hong Kong ranks 120th of 144 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 36 years of available data.
Lending Rate, Percent per annum in Hong Kong, year by year
| Year | Value | Change |
|---|---|---|
| 1990 | 10 | — |
| 1991 | 9.42 | -5.8% |
| 1992 | 7.33 | -22.1% |
| 1993 | 6.5 | -11.4% |
| 1994 | 7.38 | +13.5% |
| 1995 | 8.9 | +20.6% |
| 1996 | 8.52 | -4.2% |
| 1997 | 8.9 | +4.4% |
| 1998 | 9.9 | +11.2% |
| 1999 | 8.5 | -14.1% |
| 2000 | 9.27 | +9.1% |
| 2001 | 6.84 | -26.2% |
| 2002 | 5.1 | -25.4% |
| 2003 | 5 | -2.0% |
| 2004 | 5.02 | +0.4% |
| 2005 | 6.21 | +23.7% |
| 2006 | 7.92 | +27.5% |
| 2007 | 7.56 | -4.5% |
| 2008 | 5.31 | -29.8% |
| 2009 | 5 | -5.9% |
| 2010 | 5 | +0.0% |
| 2011 | 5 | +0.0% |
| 2012 | 5 | +0.0% |
| 2013 | 5 | +0.0% |
| 2014 | 5 | +0.0% |
| 2015 | 5 | +0.0% |
| 2016 | 5 | +0.0% |
| 2017 | 5 | +0.0% |
| 2018 | 5.04 | +0.8% |
| 2019 | 5.1 | +1.2% |
| 2020 | 5 | -2.0% |
| 2021 | 5 | +0.0% |
| 2022 | 5.1 | +2.1% |
| 2023 | 5.77 | +13.1% |
| 2024 | 5.74 | -0.5% |
| 2025 | 5.18 | -9.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 8.53 | 6.5 | 10 | 10 |
| 2000s | 6.32 | 5 | 9.27 | 10 |
| 2010s | 5.01 | 5 | 5.1 | 10 |
| 2020s | 5.3 | 5 | 5.77 | 6 |
Countries ranked near Hong Kong
More financial sector data for Hong Kong
- Total reserves in months of imports, annual growth rate -0.5027 % change on previous year (2023)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2023)
- Total reserves in months of imports, per capita 0 units per person (2023)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate -3.35 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.7308 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 41,641 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate -0.454 % change on previous year (2023)
- Reserves excluding gold (SDR), per capita 42,075 SDR per person (2023)
- Total reserves (gold at market value) (SDR), annual growth rate -0.4501 % change on previous year (2023)
- Total reserves (gold at market value) (SDR), per capita 42,088 SDR per person (2023)
Frequently asked questions
- What is lending rate, percent per annum in Hong Kong?
- Lending rate, percent per annum in Hong Kong was 5.18 in 2025, according to International Monetary Fund.
- What is the highest lending rate, percent per annum recorded in Hong Kong?
- The highest recorded value was 10 in 1990.
- What is the lowest lending rate, percent per annum recorded in Hong Kong?
- The lowest recorded value was 5 in 2003.
- How does Hong Kong rank for lending rate, percent per annum?
- Hong Kong ranks 120th out of 144 countries with data for 2025.
- Is lending rate, percent per annum rising or falling in Hong Kong?
- Over the last ten years it is up 3.5%. The long-run trend across the full record is falling.
- Where does this Hong Kong data come from?
- The figures come from International Monetary Fund, published as part of Lending Rate, Percent per annum. Statizoid updates them automatically from the source API.
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.