Lending Rate, Percent per annum in Australia
Australia: Lending Rate, Percent per annum was 5.1 in 2019. ▬ Flat
Latest (2019)
5.1
Change on year
down 3.0%
World rank
122nd
of 144 countries
All-time high
16.46
in 1989
All-time low
5
in 1959
Years of data
61
1959–2019
Lending Rate, Percent per annum in Australia, 1959–2019
Source: International Monetary Fund.
Analysis
Australia recorded 5.1 for lending rate, percent per annum in 2019.
Compared with earlier readings it is down 3.0% on the previous year and down 15.3% over ten years.
Over the whole period, lending rate, percent per annum in Australia peaked at 16.46 in 1989 and was at its lowest, 5, in 1959.
That places Australia 122nd out of 144 countries with data for 2019, putting it in the bottom quarter.
Lending Rate, Percent per annum in Australia, year by year
| Year | Value | Change |
|---|---|---|
| 1959 | 5 | — |
| 1960 | 5 | +0.0% |
| 1961 | 5.5 | +10.0% |
| 1962 | 5.5 | +0.0% |
| 1963 | 5.12 | -6.8% |
| 1964 | 5.07 | -1.0% |
| 1965 | 5.31 | +4.7% |
| 1966 | 5.38 | +1.2% |
| 1967 | 5.38 | +0.0% |
| 1968 | 5.58 | +3.9% |
| 1969 | 5.88 | +5.2% |
| 1970 | 6.91 | +17.6% |
| 1971 | 7.25 | +5.0% |
| 1972 | 7.02 | -3.2% |
| 1973 | 7.34 | +4.6% |
| 1974 | 9.38 | +27.7% |
| 1975 | 10.27 | +9.6% |
| 1976 | 9.92 | -3.4% |
| 1977 | 9.88 | -0.4% |
| 1978 | 9.38 | -5.1% |
| 1979 | 9.12 | -2.7% |
| 1980 | 9.98 | +9.4% |
| 1981 | 11.83 | +18.6% |
| 1982 | 13.29 | +12.3% |
| 1983 | 12.42 | -6.6% |
| 1984 | 11.5 | -7.4% |
| 1985 | 12.42 | +8.0% |
| 1986 | 15 | +20.8% |
| 1987 | 15.08 | +0.6% |
| 1988 | 14.08 | -6.6% |
| 1989 | 16.46 | +16.9% |
| 1990 | 16.35 | -0.6% |
| 1991 | 13.42 | -18.0% |
| 1992 | 10.58 | -21.1% |
| 1993 | 9.42 | -11.0% |
| 1994 | 9.09 | -3.5% |
| 1995 | 10.5 | +15.5% |
| 1996 | 9.73 | -7.3% |
| 1997 | 7.17 | -26.3% |
| 1998 | 6.68 | -6.7% |
| 1999 | 6.57 | -1.7% |
| 2000 | 7.72 | +17.5% |
| 2001 | 6.84 | -11.3% |
| 2002 | 6.36 | -7.0% |
| 2003 | 6.61 | +3.9% |
| 2004 | 7.05 | +6.6% |
| 2005 | 7.26 | +3.0% |
| 2006 | 7.61 | +4.9% |
| 2007 | 8.2 | +7.7% |
| 2008 | 8.91 | +8.7% |
| 2009 | 6.02 | -32.4% |
| 2010 | 7.28 | +20.9% |
| 2011 | 7.74 | +6.3% |
| 2012 | 6.97 | -9.9% |
| 2013 | 6.18 | -11.4% |
| 2014 | 5.95 | -3.7% |
| 2015 | 5.58 | -6.3% |
| 2016 | 5.42 | -2.8% |
| 2017 | 5.25 | -3.2% |
| 2018 | 5.26 | +0.3% |
| 2019 | 5.1 | -3.0% |
Australia compared with similar countries
- Australia's 5.1 is below the median for high income countries, which is 5.18, 99% of the median. (37 countries reporting)
- Australia's 5.1 is below the median for East Asia & Pacific, which is 5.48, 93% of the median. (20 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1950s | 5 | 5 | 5 | 1 |
| 1960s | 5.37 | 5 | 5.88 | 10 |
| 1970s | 8.65 | 6.91 | 10.27 | 10 |
| 1980s | 13.21 | 9.98 | 16.46 | 10 |
| 1990s | 9.95 | 6.57 | 16.35 | 10 |
| 2000s | 7.26 | 6.02 | 8.91 | 10 |
| 2010s | 6.07 | 5.1 | 7.74 | 10 |
Countries ranked near Australia
More financial sector data for Australia
- Reserve position in the IMF, US dollar, annual growth rate 11.9 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 83.74 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.56 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 61.14 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 11.9 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 83.74 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.56 % change on previous year (2025)
Frequently asked questions
- What is lending rate, percent per annum in Australia?
- Lending rate, percent per annum in Australia was 5.1 in 2019, according to International Monetary Fund.
- What is the highest lending rate, percent per annum recorded in Australia?
- The highest recorded value was 16.46 in 1989.
- What is the lowest lending rate, percent per annum recorded in Australia?
- The lowest recorded value was 5 in 1959.
- How does Australia rank for lending rate, percent per annum?
- Australia ranks 122nd out of 144 countries with data for 2019.
- Is lending rate, percent per annum rising or falling in Australia?
- Over the last ten years it is down 15.3%. The long-run trend across the full record is flat.
- Where does this Australia data come from?
- The figures come from International Monetary Fund, published as part of Lending Rate, Percent per annum. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 61 observations, free to reuse under IMF Terms and Conditions (attribution required).
About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.