Lending Rate, Percent per annum in Malaysia
Malaysia: Lending Rate, Percent per annum was 4.82 in 2025. ▼ Falling
Lending Rate, Percent per annum in Malaysia, 1969–2025
Source: International Monetary Fund.
Analysis
The most recent figure for lending rate, percent per annum in Malaysia is 4.82, measured in 2025.
The figure is down 8.7% on the previous year and up 5.7% over ten years.
Over the whole period, lending rate, percent per annum in Malaysia peaked at 12.55 in 1985 and was at its lowest, 3.44, in 2021.
That places Malaysia 125th out of 144 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 57 years of available data.
Lending Rate, Percent per annum in Malaysia, year by year
| Year | Value | Change |
|---|---|---|
| 1969 | 9.14 | — |
| 1970 | 9.2 | +0.7% |
| 1971 | 9.19 | -0.1% |
| 1972 | 8.87 | -3.5% |
| 1973 | 9.86 | +11.2% |
| 1974 | 11.23 | +13.9% |
| 1975 | 10.25 | -8.7% |
| 1976 | 10.03 | -2.1% |
| 1977 | 9.47 | -5.6% |
| 1978 | 9.34 | -1.4% |
| 1979 | 9.43 | +1.0% |
| 1980 | 10.13 | +7.4% |
| 1981 | 11.89 | +17.4% |
| 1982 | 12.39 | +4.2% |
| 1983 | 11.78 | -5.0% |
| 1984 | 12.21 | +3.7% |
| 1985 | 12.55 | +2.8% |
| 1986 | 12.24 | -2.5% |
| 1987 | 10.36 | -15.3% |
| 1988 | 9.3 | -10.3% |
| 1989 | 8.9 | -4.3% |
| 1990 | 8.79 | -1.2% |
| 1991 | 9.35 | +6.4% |
| 1992 | 10.16 | +8.7% |
| 1993 | 10.03 | -1.3% |
| 1994 | 8.76 | -12.6% |
| 1995 | 8.73 | -0.4% |
| 1996 | 9.94 | +13.9% |
| 1997 | 10.63 | +6.9% |
| 1998 | 12.13 | +14.2% |
| 1999 | 8.56 | -29.4% |
| 2000 | 7.67 | -10.4% |
| 2001 | 7.13 | -7.1% |
| 2002 | 6.53 | -8.4% |
| 2003 | 6.3 | -3.5% |
| 2004 | 6.05 | -4.0% |
| 2005 | 5.95 | -1.5% |
| 2006 | 6.49 | +9.0% |
| 2007 | 6.41 | -1.2% |
| 2008 | 6.08 | -5.1% |
| 2009 | 5.08 | -16.4% |
| 2010 | 5 | -1.7% |
| 2011 | 4.92 | -1.7% |
| 2012 | 4.79 | -2.6% |
| 2013 | 4.65 | -2.8% |
| 2014 | 4.59 | -1.3% |
| 2015 | 4.57 | -0.5% |
| 2016 | 4.53 | -0.8% |
| 2017 | 4.61 | +1.7% |
| 2018 | 4.93 | +7.0% |
| 2019 | 4.88 | -1.0% |
| 2020 | 3.94 | -19.1% |
| 2021 | 3.44 | -12.7% |
| 2022 | 3.91 | +13.5% |
| 2023 | 5.32 | +36.1% |
| 2024 | 5.28 | -0.7% |
| 2025 | 4.82 | -8.7% |
Malaysia compared with similar countries
- Malaysia's 4.82 is below the median for upper middle income countries, which is 8.99, 54% of the median. (46 countries reporting)
- Malaysia's 4.82 is below the median for East Asia & Pacific, which is 5.48, 88% of the median. (20 countries reporting)
Biggest year-on-year movements
Years where Lending Rate, Percent per annum in Malaysia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2023 | +36.1% | 3.91 | 5.32 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 9.14 | 9.14 | 9.14 | 1 |
| 1970s | 9.69 | 8.87 | 11.23 | 10 |
| 1980s | 11.17 | 8.9 | 12.55 | 10 |
| 1990s | 9.71 | 8.56 | 12.13 | 10 |
| 2000s | 6.37 | 5.08 | 7.67 | 10 |
| 2010s | 4.74 | 4.53 | 5 | 10 |
| 2020s | 4.45 | 3.44 | 5.32 | 6 |
Countries ranked near Malaysia
More financial sector data for Malaysia
- Reserve position in the IMF, US dollar, annual growth rate 5.91 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 35.78 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0.8573 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 26.13 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.91 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 35.78 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0.8573 % change on previous year (2025)
Frequently asked questions
- What is lending rate, percent per annum in Malaysia?
- Lending rate, percent per annum in Malaysia was 4.82 in 2025, according to International Monetary Fund.
- What is the highest lending rate, percent per annum recorded in Malaysia?
- The highest recorded value was 12.55 in 1985.
- What is the lowest lending rate, percent per annum recorded in Malaysia?
- The lowest recorded value was 3.44 in 2021.
- How does Malaysia rank for lending rate, percent per annum?
- Malaysia ranks 125th out of 144 countries with data for 2025.
- Is lending rate, percent per annum rising or falling in Malaysia?
- Over the last ten years it is up 5.7%. The long-run trend across the full record is falling.
- Where does this Malaysia data come from?
- The figures come from International Monetary Fund, published as part of Lending Rate, Percent per annum. Statizoid updates them automatically from the source API.
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.