Lending Rate, Percent per annum in Malaysia

Malaysia: Lending Rate, Percent per annum was 4.82 in 2025. β–Ό Falling

Latest (2025)
4.82
Change on year
down 8.7%
World rank
125th
of 144 countries
All-time high
12.55
in 1985
All-time low
3.44
in 2021
Years of data
57
1969–2025

Lending Rate, Percent per annum in Malaysia, 1969–2025

4681012196919972025

Source: International Monetary Fund.

Analysis

The most recent figure for lending rate, percent per annum in Malaysia is 4.82, measured in 2025.

The figure is down 8.7% on the previous year and up 5.7% over ten years.

Over the whole period, lending rate, percent per annum in Malaysia peaked at 12.55 in 1985 and was at its lowest, 3.44, in 2021.

That places Malaysia 125th out of 144 countries with data for 2025, putting it in the bottom quarter.

The long-run direction has been consistently falling across the 57 years of available data.

Averages by decade

DecadeAverage LowestHighest Years
1960s 9.14 9.14 9.14 1
1970s 9.69 8.87 11.23 10
1980s 11.17 8.9 12.55 10
1990s 9.71 8.56 12.13 10
2000s 6.37 5.08 7.67 10
2010s 4.74 4.53 5 10
2020s 4.45 3.44 5.32 6

Countries ranked near Malaysia

  1. 122 Australia 5.1 compare
  2. 123 Kuwait 5.03 compare
  3. 124 Italy 4.89 compare
  4. 126 Serbia, Republic of 4.76 compare
  5. 127 Qatar 4.75 compare
  6. 128 Malta 4.71 compare

See the full ranking of 146 places β†’

More financial sector data for Malaysia

All data for Malaysia β†’

Frequently asked questions

What is lending rate, percent per annum in Malaysia?
Lending rate, percent per annum in Malaysia was 4.82 in 2025, according to International Monetary Fund.
What is the highest lending rate, percent per annum recorded in Malaysia?
The highest recorded value was 12.55 in 1985.
What is the lowest lending rate, percent per annum recorded in Malaysia?
The lowest recorded value was 3.44 in 2021.
How does Malaysia rank for lending rate, percent per annum?
Malaysia ranks 125th out of 144 countries with data for 2025.
Is lending rate, percent per annum rising or falling in Malaysia?
Over the last ten years it is up 5.7%. The long-run trend across the full record is falling.
Where does this Malaysia data come from?
The figures come from International Monetary Fund, published as part of Lending Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Lending Rate, Percent per annum in Malaysia. Statizoid, drawing on International Monetary Fund. Retrieved 18 August 2026, from https://financial-sector.statizoid.com/stat/lending-rate-percent-per-annum/malaysia/

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About this data

Indicator
Lending Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
146 places, 4,725 data points, 1950–2025
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.