Lending Rate, Percent per annum in Thailand
Thailand: Lending Rate, Percent per annum was 3.94 in 2025. ◆ Volatile
Latest (2025)
3.94
Change on year
down 12.7%
World rank
137th
of 144 countries
All-time high
17.21
in 1981
All-time low
3.06
in 2021
Years of data
48
1976–2025
Lending Rate, Percent per annum in Thailand, 1976–2025
Source: International Monetary Fund.
Analysis
Thailand recorded 3.94 for lending rate, percent per annum in 2025.
Compared with earlier readings it is down 12.7% on the previous year and down 16.7% over ten years.
Over the whole period, lending rate, percent per annum in Thailand peaked at 17.21 in 1981 and was at its lowest, 3.06, in 2021.
Thailand ranks 137th of 144 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Lending Rate, Percent per annum in Thailand, year by year
| Year | Value | Change |
|---|---|---|
| 1976 | 11.04 | — |
| 1977 | 10.9 | -1.3% |
| 1978 | 10.98 | +0.8% |
| 1979 | 12.96 | +18.0% |
| 1980 | 16.15 | +24.6% |
| 1981 | 17.21 | +6.6% |
| 1982 | 16.96 | -1.5% |
| 1983 | 15.21 | -10.3% |
| 1984 | 16.79 | +10.4% |
| 1985 | 16.08 | -4.2% |
| 1986 | 13.38 | -16.8% |
| 1987 | 11.54 | -13.7% |
| 1988 | 11.58 | +0.4% |
| 1989 | 12.25 | +5.8% |
| 1990 | 14.42 | +17.7% |
| 1991 | 15.4 | +6.8% |
| 1992 | 12.17 | -21.0% |
| 1993 | 11.17 | -8.2% |
| 1994 | 10.9 | -2.4% |
| 1995 | 13.25 | +21.6% |
| 1996 | 13.4 | +1.1% |
| 1997 | 13.65 | +1.9% |
| 1998 | 14.42 | +5.6% |
| 1999 | 8.98 | -37.7% |
| 2000 | 7.83 | -12.8% |
| 2001 | 7.27 | -7.2% |
| 2004 | 4.55 | -37.4% |
| 2005 | 4.72 | +3.7% |
| 2006 | 6.27 | +32.9% |
| 2007 | 6.05 | -3.6% |
| 2008 | 5.82 | -3.7% |
| 2009 | 4.78 | -18.0% |
| 2010 | 4.33 | -9.3% |
| 2011 | 5.07 | +16.9% |
| 2012 | 5.19 | +2.4% |
| 2013 | 5.06 | -2.4% |
| 2014 | 4.95 | -2.2% |
| 2015 | 4.73 | -4.4% |
| 2016 | 4.47 | -5.6% |
| 2017 | 4.42 | -1.2% |
| 2018 | 4.15 | -6.1% |
| 2019 | 4.08 | -1.5% |
| 2020 | 3.29 | -19.4% |
| 2021 | 3.06 | -7.1% |
| 2022 | 3.14 | +2.6% |
| 2023 | 4.29 | +36.6% |
| 2024 | 4.51 | +5.3% |
| 2025 | 3.94 | -12.7% |
Thailand compared with similar countries
- Thailand's 3.94 is below the median for upper middle income countries, which is 8.99, 44% of the median. (46 countries reporting)
- Thailand's 3.94 is below the median for East Asia & Pacific, which is 5.48, 72% of the median. (20 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 11.47 | 10.9 | 12.96 | 4 |
| 1980s | 14.71 | 11.54 | 17.21 | 10 |
| 1990s | 12.77 | 8.98 | 15.4 | 10 |
| 2000s | 5.91 | 4.55 | 7.83 | 8 |
| 2010s | 4.64 | 4.08 | 5.19 | 10 |
| 2020s | 3.71 | 3.06 | 4.51 | 6 |
Countries ranked near Thailand
- 134 South Korea 4.19 compare
- 135 Chile 4.18 compare
- 136 Bosnia and Herzegovina 4.1 compare
- 138 Sweden 3.68 compare
- 139 United States 3.25 compare
- 140 Israel 2.96 compare
More financial sector data for Thailand
- Reserve position in the IMF, US dollar, annual growth rate 8.39 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 16.06 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 3.21 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0015 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 11.73 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 8.39 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 16.06 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 3.21 % change on previous year (2025)
Frequently asked questions
- What is lending rate, percent per annum in Thailand?
- Lending rate, percent per annum in Thailand was 3.94 in 2025, according to International Monetary Fund.
- What is the highest lending rate, percent per annum recorded in Thailand?
- The highest recorded value was 17.21 in 1981.
- What is the lowest lending rate, percent per annum recorded in Thailand?
- The lowest recorded value was 3.06 in 2021.
- How does Thailand rank for lending rate, percent per annum?
- Thailand ranks 137th out of 144 countries with data for 2025.
- Is lending rate, percent per annum rising or falling in Thailand?
- Over the last ten years it is down 16.7%. The long-run trend across the full record is volatile.
- Where does this Thailand data come from?
- The figures come from International Monetary Fund, published as part of Lending Rate, Percent per annum. Statizoid updates them automatically from the source API.
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.