Lending Rate, Percent per annum in United States
United States: Lending Rate, Percent per annum was 3.25 in 2021. ◆ Volatile
Lending Rate, Percent per annum in United States, 1950–2021
Source: International Monetary Fund.
Analysis
In 2021, lending rate, percent per annum in United States stood at 3.25.
That represents a change of down 8.3% on the previous year and unchanged over ten years.
Over the whole period, lending rate, percent per annum in United States peaked at 18.87 in 1981 and was at its lowest, 2.07, in 1950.
United States ranks 139th of 144 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1950s | 3.33 | 2.07 | 4.48 | 10 |
| 1960s | 5.29 | 4.5 | 7.95 | 10 |
| 1970s | 8.1 | 5.25 | 12.67 | 10 |
| 1980s | 11.85 | 8.2 | 18.87 | 10 |
| 1990s | 7.98 | 6 | 10.01 | 10 |
| 2000s | 5.98 | 3.25 | 9.23 | 10 |
| 2010s | 3.73 | 3.25 | 5.28 | 10 |
| 2020s | 3.4 | 3.25 | 3.54 | 2 |
Countries ranked near United States
More financial sector data for United States
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 5.54 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0009 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 82.55 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 1.71 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 519.73 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 44.97 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 2,960 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate 1.41 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 543.32 SDR per person (2025)
- Total reserves (gold at national valuation) 185.70 billion SDR (2025)
Frequently asked questions
- What is lending rate, percent per annum in United States?
- Lending rate, percent per annum in United States was 3.25 in 2021, according to International Monetary Fund.
- What is the highest lending rate, percent per annum recorded in United States?
- The highest recorded value was 18.87 in 1981.
- What is the lowest lending rate, percent per annum recorded in United States?
- The lowest recorded value was 2.07 in 1950.
- How does United States rank for lending rate, percent per annum?
- United States ranks 139th out of 144 countries with data for 2021.
- Is lending rate, percent per annum rising or falling in United States?
- Over the last ten years it is unchanged. The long-run trend across the full record is volatile.
- Where does this United States data come from?
- The figures come from International Monetary Fund, published as part of Lending Rate, Percent per annum. Statizoid updates them automatically from the source API.
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.