Monetary Sector credit to private sector in Euro area

Euro area: Monetary Sector credit to private sector was 77.1% in 2024. ▼ Falling

Latest (2024)
77.1%
Change on year
down 3.1%
Rank
1st
of 2 groups
All-time high
105.5%
in 2009
All-time low
77.1%
in 2024
Years of data
24
2001–2024

Monetary Sector credit to private sector in Euro area, 2001–2024

02550751002001201220242001: 87.9 % GDP2002: 88 % GDP2003: 88.9 % GDP2004: 90 % GDP2005: 94.6 % GDP2006: 98.2 % GDP2007: 101.2 % GDP2008: 103 % GDP2009: 105.5 % GDP2010: 102.7 % GDP2011: 100.7 % GDP2012: 98.7 % GDP2013: 95.7 % GDP2014: 91.6 % GDP2015: 88.9 % GDP2016: 87.9 % GDP2017: 86.8 % GDP2018: 85.6 % GDP2019: 84.9 % GDP2020: 93.6 % GDP2021: 88.9 % GDP2022: 84.9 % GDP2023: 79.6 % GDP2024: 77.1 % GDP

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % GDP.

Analysis

Euro area recorded 77.1% for monetary sector credit to private sector in 2024. That is the lowest value across all 24 years on record.

The figure is down 3.1% on the previous year and down 15.8% over ten years.

Over the whole period, monetary sector credit to private sector in Euro area peaked at 105.5% in 2009 and was at its lowest, 77.1%, in 2024.

The long-run direction has been consistently falling across the 24 years of available data.

Monetary Sector credit to private sector in Euro area, year by year

Annual values for Monetary Sector credit to private sector (% GDP) in Euro area, 2001 to 2024.
Year % GDP Change
2001 87.9%
2002 88.0% +0.1%
2003 88.9% +1.0%
2004 90.0% +1.3%
2005 94.6% +5.0%
2006 98.2% +3.9%
2007 101.2% +3.0%
2008 103.0% +1.8%
2009 105.5% +2.4%
2010 102.7% -2.6%
2011 100.7% -1.9%
2012 98.7% -2.0%
2013 95.7% -3.0%
2014 91.6% -4.4%
2015 88.9% -3.0%
2016 87.9% -1.1%
2017 86.8% -1.2%
2018 85.6% -1.4%
2019 84.9% -0.8%
2020 93.6% +10.2%
2021 88.9% -5.0%
2022 84.9% -4.5%
2023 79.6% -6.2%
2024 77.1% -3.1%

Averages by decade

DecadeAverage LowestHighest Years
2000s 95.2% 87.9% 105.5% 9
2010s 92.4% 84.9% 102.7% 10
2020s 84.8% 77.1% 93.6% 5

Countries ranked near Euro area

  1. 1 Hong Kong, China 222.6% compare
  2. 2 China 194.3% compare
  3. 3 Switzerland 167.8% compare
  4. 4 Republic of Korea 160.3% compare

See the full ranking of 233 places →

More financial sector data for Euro area

All data for Euro area →

Frequently asked questions

What is monetary sector credit to private sector in Euro area?
Monetary sector credit to private sector in Euro area was 77.1% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest monetary sector credit to private sector recorded in Euro area?
The highest recorded value was 105.5% in 2009.
What is the lowest monetary sector credit to private sector recorded in Euro area?
The lowest recorded value was 77.1% in 2024.
How does Euro area rank for monetary sector credit to private sector?
Euro area ranks 1st out of 2 groups with data for 2024.
Is monetary sector credit to private sector rising or falling in Euro area?
Over the last ten years it is down 15.8%. The long-run trend across the full record is falling.
Where does this Euro area data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Monetary Sector credit to private sector (% GDP). Statizoid updates them automatically from the source API.

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Monetary Sector credit to private sector in Euro area. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 03 September 2026, from https://financial-sector.statizoid.com/stat/monetary-sector-credit-to-private-sector-percent-gdp/euro-area/

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About this data

Indicator
Monetary Sector credit to private sector (% GDP)
Unit
% GDP
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
233 places, 11,517 data points, 1960–2025
Last refreshed

Domestic credit to private sector refers to financial resources provided to the private sector, such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.