Monetary Sector credit to private sector in North America

North America: Monetary Sector credit to private sector was 44.5% in 2025. ▲ Rising

Latest (2025)
44.5%
Change on year
down 3.2%
Rank
26th
of 47 groups
All-time high
65.7%
in 2008
All-time low
37.6%
in 1960
Years of data
66
1960–2025

Monetary Sector credit to private sector in North America, 1960–2025

0204060196019922025

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % GDP.

Analysis

North America recorded 44.5% for monetary sector credit to private sector in 2025.

The figure is down 3.2% on the previous year and down 12.4% over ten years.

Over the whole period, monetary sector credit to private sector in North America peaked at 65.7% in 2008 and was at its lowest, 37.6%, in 1960.

North America ranks 26th of 47 groups on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 66 years of available data.

Monetary Sector credit to private sector in North America, year by year

Annual values for Monetary Sector credit to private sector (% GDP) in North America, 1960 to 2025.
Year % GDP Change
1960 37.6%
1961 39.3% +4.5%
1962 40.9% +4.1%
1963 43.7% +6.9%
1964 45.4% +3.9%
1965 47.3% +4.2%
1966 46.9% -0.8%
1967 47.7% +1.7%
1968 48.1% +0.7%
1969 48.6% +1.0%
1970 48.4% -0.3%
1971 49.6% +2.4%
1972 52.7% +6.3%
1973 55.2% +4.7%
1974 55.9% +1.3%
1975 53.1% -5.0%
1976 52.9% -0.4%
1977 55.0% +3.9%
1978 56.3% +2.5%
1979 56.5% +0.4%
1980 55.2% -2.4%
1981 53.8% -2.5%
1982 52.8% -1.9%
1983 52.6% -0.3%
1984 54.3% +3.1%
1985 55.7% +2.6%
1986 57.2% +2.8%
1987 57.5% +0.4%
1988 58.1% +1.2%
1989 57.4% -1.3%
1990 54.6% -4.9%
1991 51.4% -5.8%
1992 48.2% -6.2%
1993 46.8% -3.0%
1994 46.7% -0.2%
1995 47.9% +2.6%
1996 48.6% +1.5%
1997 49.1% +0.9%
1998 49.4% +0.7%
1999 49.3% -0.2%
2000 50.7% +2.8%
2001 54.8% +8.2%
2002 54.7% -0.2%
2003 55.9% +2.3%
2004 58.1% +3.9%
2005 60.7% +4.5%
2006 63.9% +5.1%
2007 65.3% +2.2%
2008 65.7% +0.6%
2009 53.9% -17.9%
2010 52.3% -3.0%
2011 50.6% -3.1%
2012 49.9% -1.4%
2013 49.1% -1.6%
2014 49.6% +1.0%
2015 50.8% +2.6%
2016 52.0% +2.3%
2017 52.1% +0.1%
2018 51.8% -0.5%
2019 52.2% +0.8%
2020 53.7% +2.9%
2021 50.1% -6.7%
2022 51.0% +1.8%
2023 49.0% -4.0%
2024 46.0% -6.2%
2025 44.5% -3.2%

Averages by decade

DecadeAverage LowestHighest Years
1960s 44.6% 37.6% 48.6% 10
1970s 53.6% 48.4% 56.5% 10
1980s 55.4% 52.6% 58.1% 10
1990s 49.2% 46.7% 54.6% 10
2000s 58.4% 50.7% 65.7% 10
2010s 51.0% 49.1% 52.3% 10
2020s 49.1% 44.5% 53.7% 6

Countries ranked near North America

  1. 23 Finland 92.0% compare
  2. 24 Nepal 90.5% compare
  3. 25 Iceland 89.2% compare
  4. 26 Luxembourg 85.1% compare
  5. 27 Netherlands 82.4% compare
  6. 28 Austria 81.8% compare
  7. 29 Fiji 78.3% compare

See the full ranking of 234 places →

More financial sector data for North America

All data for North America →

Frequently asked questions

What is monetary sector credit to private sector in North America?
Monetary sector credit to private sector in North America was 44.5% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest monetary sector credit to private sector recorded in North America?
The highest recorded value was 65.7% in 2008.
What is the lowest monetary sector credit to private sector recorded in North America?
The lowest recorded value was 37.6% in 1960.
How does North America rank for monetary sector credit to private sector?
North America ranks 26th out of 47 groups with data for 2025.
Is monetary sector credit to private sector rising or falling in North America?
Over the last ten years it is down 12.4%. The long-run trend across the full record is rising.
Where does this North America data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Monetary Sector credit to private sector (% GDP). Statizoid updates them automatically from the source API.

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Monetary Sector credit to private sector in North America. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 03 September 2026, from https://financial-sector.statizoid.com/stat/monetary-sector-credit-to-private-sector-percent-gdp/north-america/

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About this data

Indicator
Monetary Sector credit to private sector (% GDP)
Unit
% GDP
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
234 places, 11,534 data points, 1960–2025
Last refreshed

Domestic credit to private sector refers to financial resources provided to the private sector, such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.