Domestic credit to private sector by banks in North America
North America: Domestic credit to private sector by banks was 44.5% in 2025. ▲ Rising
Domestic credit to private sector by banks in North America, 1960–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.
Analysis
North America recorded 44.5% for domestic credit to private sector by banks in 2025.
The figure is down 3.2% on the previous year and down 12.4% over ten years.
Over the whole period, domestic credit to private sector by banks in North America peaked at 65.7% in 2008 and was at its lowest, 37.6%, in 1960.
That places North America 26th out of 47 groups with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 66 years of available data.
Domestic credit to private sector by banks in North America, year by year
| Year | % of GDP | Change |
|---|---|---|
| 1960 | 37.6% | — |
| 1961 | 39.3% | +4.5% |
| 1962 | 40.9% | +4.1% |
| 1963 | 43.7% | +6.9% |
| 1964 | 45.4% | +3.9% |
| 1965 | 47.3% | +4.2% |
| 1966 | 46.9% | -0.8% |
| 1967 | 47.7% | +1.7% |
| 1968 | 48.0% | +0.7% |
| 1969 | 48.5% | +1.0% |
| 1970 | 48.4% | -0.3% |
| 1971 | 49.5% | +2.4% |
| 1972 | 52.6% | +6.3% |
| 1973 | 55.1% | +4.7% |
| 1974 | 55.8% | +1.3% |
| 1975 | 53.0% | -5.0% |
| 1976 | 52.8% | -0.4% |
| 1977 | 54.9% | +4.0% |
| 1978 | 56.3% | +2.5% |
| 1979 | 56.5% | +0.4% |
| 1980 | 55.2% | -2.4% |
| 1981 | 53.8% | -2.5% |
| 1982 | 52.8% | -1.9% |
| 1983 | 52.6% | -0.3% |
| 1984 | 54.3% | +3.1% |
| 1985 | 55.7% | +2.6% |
| 1986 | 57.2% | +2.8% |
| 1987 | 57.5% | +0.4% |
| 1988 | 58.1% | +1.2% |
| 1989 | 57.4% | -1.3% |
| 1990 | 54.6% | -4.9% |
| 1991 | 51.4% | -5.8% |
| 1992 | 48.2% | -6.2% |
| 1993 | 46.8% | -3.0% |
| 1994 | 46.7% | -0.2% |
| 1995 | 47.9% | +2.6% |
| 1996 | 48.6% | +1.5% |
| 1997 | 49.1% | +0.9% |
| 1998 | 49.4% | +0.7% |
| 1999 | 49.3% | -0.2% |
| 2000 | 50.7% | +2.8% |
| 2001 | 54.8% | +8.2% |
| 2002 | 54.7% | -0.2% |
| 2003 | 55.9% | +2.3% |
| 2004 | 58.1% | +3.9% |
| 2005 | 60.7% | +4.5% |
| 2006 | 63.9% | +5.1% |
| 2007 | 65.3% | +2.2% |
| 2008 | 65.7% | +0.6% |
| 2009 | 53.9% | -17.9% |
| 2010 | 52.3% | -3.0% |
| 2011 | 50.6% | -3.1% |
| 2012 | 49.9% | -1.4% |
| 2013 | 49.1% | -1.6% |
| 2014 | 49.6% | +1.0% |
| 2015 | 50.8% | +2.6% |
| 2016 | 52.0% | +2.3% |
| 2017 | 52.1% | +0.1% |
| 2018 | 51.8% | -0.5% |
| 2019 | 52.2% | +0.8% |
| 2020 | 53.7% | +2.9% |
| 2021 | 50.1% | -6.7% |
| 2022 | 51.0% | +1.8% |
| 2023 | 49.0% | -4.0% |
| 2024 | 46.0% | -6.2% |
| 2025 | 44.5% | -3.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 44.5% | 37.6% | 48.5% | 10 |
| 1970s | 53.5% | 48.4% | 56.5% | 10 |
| 1980s | 55.4% | 52.6% | 58.1% | 10 |
| 1990s | 49.2% | 46.7% | 54.6% | 10 |
| 2000s | 58.4% | 50.7% | 65.7% | 10 |
| 2010s | 51.0% | 49.1% | 52.3% | 10 |
| 2020s | 49.1% | 44.5% | 53.7% | 6 |
Countries ranked near North America
More financial sector data for North America
- Monetary Sector credit to private sector 44.5% (2025)
- Net migration, annual growth rate -5.91 % change on previous year (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Net migration 1.56 million (2025)
- Domestic credit to private sector 201.3% (2025)
- Total reserves in months of imports, annual growth rate 44.32 % change on previous year (2025)
- Claims on central government, etc. 54.2% (2025)
- Broad money 99.7% (2025)
- Total reserves in months of imports 2.73 (2025)
Frequently asked questions
- What is domestic credit to private sector by banks in North America?
- Domestic credit to private sector by banks in North America was 44.5% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest domestic credit to private sector by banks recorded in North America?
- The highest recorded value was 65.7% in 2008.
- What is the lowest domestic credit to private sector by banks recorded in North America?
- The lowest recorded value was 37.6% in 1960.
- How does North America rank for domestic credit to private sector by banks?
- North America ranks 26th out of 47 groups with data for 2025.
- Is domestic credit to private sector by banks rising or falling in North America?
- Over the last ten years it is down 12.4%. The long-run trend across the full record is rising.
- Where does this North America data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.
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About this data
Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.