Number of Borrowers, Commercial Banks, of Which: Household Sector in Poland
Poland: Number of Borrowers, Commercial Banks, of Which: Household Sector was 13.87 million in 2025. ▼ Falling
Number of Borrowers, Commercial Banks, of Which: Household Sector in Poland, 2008–2025
Source: International Monetary Fund.
Analysis
In 2025, number of borrowers, commercial banks, of which: household sector in Poland stood at 13.87 million. That is the lowest value across all 18 years on record.
Compared with earlier readings it is down 1.1% on the previous year and down 6.0% over ten years.
Over the whole period, number of borrowers, commercial banks, of which: household sector in Poland peaked at 15.57 million in 2010 and was at its lowest, 13.87 million, in 2025.
Poland ranks 9th of 89 countries on this measure, in the top 10%.
The long-run direction has been consistently falling across the 18 years of available data.
Number of Borrowers, Commercial Banks, of Which: Household Sector in Poland, year by year
| Year | Value | Change |
|---|---|---|
| 2008 | 14.47 million | — |
| 2009 | 15.40 million | +6.4% |
| 2010 | 15.57 million | +1.1% |
| 2011 | 15.41 million | -1.0% |
| 2012 | 14.90 million | -3.3% |
| 2013 | 14.77 million | -0.9% |
| 2014 | 14.85 million | +0.5% |
| 2015 | 14.75 million | -0.7% |
| 2016 | 14.70 million | -0.3% |
| 2017 | 14.76 million | +0.4% |
| 2018 | 14.86 million | +0.7% |
| 2019 | 14.91 million | +0.3% |
| 2020 | 14.64 million | -1.8% |
| 2021 | 14.52 million | -0.8% |
| 2022 | 14.21 million | -2.2% |
| 2023 | 14.24 million | +0.3% |
| 2024 | 14.01 million | -1.6% |
| 2025 | 13.87 million | -1.1% |
Poland compared with similar countries
- Poland's 13.87 million is above the median for high income countries, which is 2.09 million, 6.6× the median. (27 countries reporting)
- Poland's 13.87 million is above the median for Europe & Central Asia, which is 2.53 million, 5.5× the median. (27 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 14.93 million | 14.47 million | 15.40 million | 2 |
| 2010s | 14.95 million | 14.70 million | 15.57 million | 10 |
| 2020s | 14.25 million | 13.87 million | 14.64 million | 6 |
Countries ranked near Poland
More financial sector data for Poland
- Reserve position in the IMF, US dollar, annual growth rate 11.07 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 40.94 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.77 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 29.9 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 11.07 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 40.94 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.77 % change on previous year (2025)
Frequently asked questions
- What is number of borrowers, commercial banks, of which: household sector in Poland?
- Number of borrowers, commercial banks, of which: household sector in Poland was 13.87 million in 2025, according to International Monetary Fund.
- What is the highest number of borrowers, commercial banks, of which: household sector recorded in Poland?
- The highest recorded value was 15.57 million in 2010.
- What is the lowest number of borrowers, commercial banks, of which: household sector recorded in Poland?
- The lowest recorded value was 13.87 million in 2025.
- How does Poland rank for number of borrowers, commercial banks, of which: household sector?
- Poland ranks 9th out of 89 countries with data for 2025.
- Is number of borrowers, commercial banks, of which: household sector rising or falling in Poland?
- Over the last ten years it is down 6.0%. The long-run trend across the full record is falling.
- Where does this Poland data come from?
- The figures come from International Monetary Fund, published as part of Number of Borrowers, Commercial Banks, of Which: Household Sector Borrowers. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 18 observations, free to reuse under IMF Terms and Conditions (attribution required).
About this data
Gender-disaggregated data on access to and use of financial services.