Number of Borrowers, Commercial Banks, of Which: Household Sector in Spain

Spain: Number of Borrowers, Commercial Banks, of Which: Household Sector was 18.78 million in 2025. ▲ Rising

Latest (2025)
18.78 million
Change on year
up 1.5%
World rank
8th
of 89 countries
All-time high
18.78 million
in 2025
All-time low
15.54 million
in 2017
Years of data
9
2017–2025

Number of Borrowers, Commercial Banks, of Which: Household Sector in Spain, 2017–2025

05.0M10.0M15.0M20.0M2017202120252017: 15.5M2018: 15.8M2019: 16.2M2020: 16.6M2021: 16.7M2022: 17.2M2023: 18.5M2024: 18.5M2025: 18.8M

Source: International Monetary Fund.

Analysis

In 2025, number of borrowers, commercial banks, of which: household sector in Spain stood at 18.78 million. That is the highest value across all 9 years on record.

That represents a change of up 1.5% on the previous year and up 20.8% over ten years.

Over the whole period, number of borrowers, commercial banks, of which: household sector in Spain peaked at 18.78 million in 2025 and was at its lowest, 15.54 million, in 2017.

That places Spain 8th out of 89 countries with data for 2025, putting it in the top 10%.

Number of Borrowers, Commercial Banks, of Which: Household Sector in Spain, year by year

Annual values for Number of Borrowers, Commercial Banks, of Which: Household Sector Borrowers in Spain, 2017 to 2025.
Year Value Change
2017 15.54 million
2018 15.79 million +1.6%
2019 16.20 million +2.6%
2020 16.60 million +2.5%
2021 16.67 million +0.4%
2022 17.17 million +3.0%
2023 18.50 million +7.7%
2024 18.51 million +0.1%
2025 18.78 million +1.5%

Spain compared with similar countries

  • Spain's 18.78 million is above the median for high income countries, which is 2.09 million, 9.0× the median. (27 countries reporting)
  • Spain's 18.78 million is above the median for Europe & Central Asia, which is 2.53 million, 7.4× the median. (27 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 15.84 million 15.54 million 16.20 million 3
2020s 17.70 million 16.60 million 18.78 million 6

Countries ranked near Spain

  1. 5 Mexico 32.35 million compare
  2. 6 Indonesia 30.36 million compare
  3. 7 Italy 28.42 million compare
  4. 9 Poland 13.87 million compare
  5. 10 Argentina 13.35 million compare
  6. 11 Bangladesh 10.48 million compare

See the full ranking of 89 places →

More financial sector data for Spain

All data for Spain →

Frequently asked questions

What is number of borrowers, commercial banks, of which: household sector in Spain?
Number of borrowers, commercial banks, of which: household sector in Spain was 18.78 million in 2025, according to International Monetary Fund.
What is the highest number of borrowers, commercial banks, of which: household sector recorded in Spain?
The highest recorded value was 18.78 million in 2025.
What is the lowest number of borrowers, commercial banks, of which: household sector recorded in Spain?
The lowest recorded value was 15.54 million in 2017.
How does Spain rank for number of borrowers, commercial banks, of which: household sector?
Spain ranks 8th out of 89 countries with data for 2025.
Is number of borrowers, commercial banks, of which: household sector rising or falling in Spain?
Over the last ten years it is up 20.8%. The long-run trend across the full record is rising.
Where does this Spain data come from?
The figures come from International Monetary Fund, published as part of Number of Borrowers, Commercial Banks, of Which: Household Sector Borrowers. Statizoid updates them automatically from the source API.

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Number of Borrowers, Commercial Banks, of Which: Household Sector in Spain. Statizoid, drawing on International Monetary Fund. Retrieved 19 September 2026, from https://financial-sector.statizoid.com/stat/number-of-borrowers-commercial-banks-of-which-household-sector-borrowers/spain/

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About this data

Indicator
Number of Borrowers, Commercial Banks, of Which: Household Sector Borrowers
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
89 places, 1,272 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.